loan places near me

With many people having low or bad credit scores, accessing credit facilities has become a major problem for many across the United States. If you have a low credit score, you will understand the difficulty in accessing loans from traditional payday loan companies near you.

However, in the majority of credit loan companies, a credit bureau will conduct a credit check but there are other lenders that will employ other indicators, such as a paycheck,

You can get through a tough financial period by searching for online payday loans in your location. You will get a wide array of lenders who are willing to help you with your emergency expenses, and you will have a better credit score if you repay the loan on time.

Our customer service is available the whole day for any inquiries.

How to get payday advance loans?

Sometimes you are short and you need cash loans during the month. So what do you do?

Ask your friends and family for a bridge loan?

You go online to look for payday loans and the idea seems appealing. We are going to explain what such a loan entails.

You may find yourself under financial strain, and you need fast cash loans the same day. Perhaps you have a steady income, and you will be paid in the next two weeks, but you are currently facing a medical emergency, you need to pay a tuition fee, or for your car repairs.

Loan Companies Near Me?

We have painstakingly listed all the loan companies and stores in the USA by state and city. Below is a list of the lenders and their contact details. All information is intended as a guide so borrowers can get in touch quickly.

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How much cash can I get with a payday loan?

You just need a small amount of money to tide you till your next paycheck. Payday loans are usually small amounts of loans given to borrowers, and they range from $100, $255 for California and up to $1000. If you have a low credit loan score, you can use a loan to tide you through till your paycheck.

Who Qualifies For Payday Loans?

Taking cash advances does not mean that you are poor financially. It is a matter of dealing with an emergency as you look for a way to recover. Anyone can qualify for a loan as long as he/she meets the requirements set by the lender.

Can I get a loan if I have bad credit?

Traditional lenders do not approve loan requests for people who have a credit score of less than 600. Searching for a payday loan locally will help you to find a reliable lender who will finance your loan request.

Your lender will not use only credit score alone when verifying your loan request.

The loans are based on your ability to repay them within the scheduled time and not on your previous credit history. When you have multiple loans it is better to consolidate these payday loans first before taking out additional loans.

How does it work?

Online payday loans work in an easy principle, which includes you requesting a loan on the website and submitting relevant information.

Once you have submitted your information, our support team will forward it to the lenders in our network. Your lender will require proof of income, an active checking account, and a national identity card.

The process has been made seamless, so you do not have to drive to the brick-and-mortar stores to access the loans.

Can I apply online?

All you have to do is to search for payday loan companies close to you, and you will get a lender. You can request a loan in the comfort of your living room or anywhere in the states. Your lender will process your loan request as soon as possible.

If you are approved, you will get the money in your account within a short period.

What percentage of my salary should I borrow?

Payments for the payday loan are due on your next paycheck, and you should repay on time to keep your records clean. A plan that will exceed your budget will affect your credit score. It is recommended that you do not borrow an amount that is more than 30% of your salary.

While you can negotiate with your lender on the interest rate, you should not allow an extension because this will incur extra costs on your loan. Some lenders will roll over the loan, and this will increase the charges and fees on your current.

How fast can I get a loan?

This is a major benefit of a payday loan. Once you submit your loan request, your lender’s company will evaluate and give fast feedback. You do not have to wait for weeks or days like in the traditional lending systems. A deposit is made to your bank once your request has been approved.

When making a plan or budget, you should be aware of the processing time. Most payday loans are processed quickly.

Do lenders perform credit checks?

Your lender will perform a soft credit check to verify your information.  This will not affect your overall credit score. However, if you choose the wrong lender, it may do hard checking of your credit report, and this will lower your credit score.

Lenders in our network want you to build your credit score, and they do not do a hard credit check.

Should I get an online payday loan as opposed to a store loan?

  • If you have no transport, it can be difficult to drive around to many lenders. On top of that, many may reject your application and waste your time.
  • An online application process is always around because the lender can be anywhere in the United States. You just need to walk to your phone, PC, or tablet and apply.
  • Payday loans are in general for emergency loan expenses only. The cash loans might take a few days to get to you, and in that time the issue can be taken care of in another manner. This breathing space can give you time to think.
  • If you are a veteran of payday loans and have been to stores previously, you will understand the process. In this case, there is little benefit in visiting a store, unless you know the lender will give you a loan.

GreendayOnline is one of the trusted Credit Access Businesses (CAB). 


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I am David, economist, originally from Britain, and studied in Germany and Canada. I am now living in the United States. I have a house in Ontario, but I actually never go.  I wrote some books about sovereign debt, and mortgage loans. I am currently retired and dedicate most of my time to fishing. There were many topics in personal finances that have currently changed and other that I have never published before. So now in Business Finance, I found the opportunity to do so. Please let me know in the comments section which are your thoughts. Thank you and have a happy reading.

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A personal loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it's usually limited to 24 months. Loan offers and eligibility depend on your individual credit profile. Our lenders can help you obtain as much as $3,000 depending on the lender, your state and your financial situation.

The owner and operator of is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning personal loan products and the industry is presented on the website for information purposes only. does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders. does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Online personal loans are not available in all the states. Not all the lenders in the network can provide the loans up to $3,000. cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a personal loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually. 


APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since is not a lender and has no information regarding the terms and other details of personal loan products offered by lenders individually, cannot provide the exact APR charged for any loan product offered by the lenders. The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders. These financial and non-financial actions have nothing to do with, and has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a personal loan product. 

Late Payment Implications

It is highly recommended to contact the lender if late payment is expected or considered possible. In this case, late payment fees and charges may be implied. Federal and state regulations are determined for the cases of late payment and may vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in loan agreement and should be reviewed prior to signing any related document. 

Non-payment Implications

Financial and non-financial penalties may be implied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in loan agreement. Additional actions related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied. 

Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means. 

Non-payment and late payment may have negative impact on the borrowers’ credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.