high risk personal loans guaranteed approval direct lenders

GreenDayOnline, a direct lender of extremely high-risk loans, offers zero risk and charges no application fees. How is this possible? Direct personal loans lenders can fund up to $1,000 without collateral.

This means that we are taking a high-risk position.

You don’t have to pledge anything to borrow cash from us, but you can use it to pay for any financial problem, such as vehicle repairs or payments towards outstanding bills.

The same applies to people with poor credit scores. You can also apply online for a zero-risk payday loan without having to pay any fees and get your funds the next day if you are eligible.

Secure Instant Approval for High-Risk Personal Loans

We are a highly trusted financing company and we ensure that customers get funding as quickly as possible and ensure that customers know as soon as they submit their application that they will be approved for the loan.

We verify your information, then we move to approve you for a personal loan. In order to maintain our reputation as reliable loan lenders, we offer a 100% approval guarantee if all is well.

There is no paperwork and no faxing required. Once approved, the amount requested will be directly deposited into your checking account. We are able to offer flexible repayment options for your loan as we are high-risk lenders and stand-alone.

You can pay off the loan in multiple installments over three months without incurring additional charges or risking credit ratings.

High-Risk Loans with Guaranteed Approval for Poor Credit, Bad Credit, and No Credit

How can we make loans available to those with bad credit histories? We offer very short-term loans that don’t require your credit history to determine repayment ability. If the borrower does not have a steady income, having excellent credit will not guarantee repayment.

A borrower with a steady income is an indication that they are able to repay the loan amount. This applies regardless of their credit score. We are a high-risk payday lender. We lend money to anyone without judgment or partiality.

Bad, poor, or no credit score doesn’t matter. We offer additional benefits to regular customers, such as higher cash amounts and lower APR rates.

Are You a High-Risk Borrower and Qualify for Guaranteed Loans?

It is risky to lend money to anyone, but those who have been turned down by other lenders are considered high-risk borrowers. GreenDayOnline offers second chances loans and has a process that can be used without credit checks. These are the only requirements you will need in order to apply to us for a loan.

  • A Social Security Number
  • You must have proof of age.
  • Valid Email ID and Phone Number
  • A functioning checking account
  • Evidence of steady income

You will receive guaranteed approval by us, your direct lenders when you apply for our high-risk online loans for poor credit. We could help you secure finance and we welcome referrals from friends to high-risk personal loans.

Why choose us?

  • There are many reasons why you should choose us for extremely high-risk loans. We offer loans for bad credit that are easy to qualify for. People with bad credit are welcome to apply. We will connect you to high-risk lenders who are willing to work with you.
  • We don’t care about your credit rating. Our interest, rates are also manageable. Compared to other lenders, our annual percentage rate is lower.  You only need to give us your contact information, and income statement among other few requirements
  • You can use the loan amount for any need. Just be careful not to damage your credit report further
  • The application process is easy

What are the best times to take out an extremely high-risk loan?

People used to believe that good debt meant prudent loan products like student loans and mortgages. Because debt is more profitable than it costs, it makes sense.

Owning real estate was once a reliable way to increase your bottom line. It was also important to get a degree and complete the credentialing process.

These two old truisms no longer hold true today. Many Americans have lost the middle-class lifestyle that they hoped for due to the mortgage crisis and student loan crisis.

We now have a Gig Economy and very high-income inequality. High-risk loans are used by many to avoid late fees and evictions.

They can be a good choice if they make you save money or give you more than they cost. You can only decide if this is true based on your personal circumstances and wider context.

Are High-Risk Personal Loans With Guaranteed Approval From Direct Lenders Realistic?

This is the question that keeps popping up in increasing numbers of people’s heads. Many websites claim to offer a guarantee of loan approval, but they can be confusing.

Although they claim the loan is an alternative to getting a credit card, you will be required to fill out a lot of forms when you visit their website.

The forms include your full name, address, phone number, and date of birth to allow the direct lender to check your credit score before they approve or deny your loan application.

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Author D Laidler

I am David, economist, originally from Britain, and studied in Germany and Canada. I am now living in the United States. I have a house in Ontario, but I actually never go.  I wrote some books about sovereign debt, and mortgage loans. I am currently retired and dedicate most of my time to fishing. There were many topics in personal finances that have currently changed and other that I have never published before. So now in Business Finance, I found the opportunity to do so. Please let me know in the comments section which are your thoughts. Thank you and have a happy reading.

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A personal loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it's usually limited to 24 months. Loan offers and eligibility depend on your individual credit profile. Our lenders can help you obtain as much as $3,000 depending on the lender, your state and your financial situation.

The owner and operator of businessfinancenews.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning personal loan products and the industry is presented on the website for information purposes only.

Businessfinancenews.com does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders. Businessfinancenews.com does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Online personal loans are not available in all the states. Not all the lenders in the network can provide the loans up to $3,000. Businessfinancenews.com cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a personal loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually. 


APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since businessfinancenews.com is not a lender and has no information regarding the terms and other details of personal loan products offered by lenders individually, businessfinancenews.com cannot provide the exact APR charged for any loan product offered by the lenders. The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders. These financial and non-financial actions have nothing to do with businessfinancenews.com, and businessfinancenews.com has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a personal loan product. 

Late Payment Implications

It is highly recommended to contact the lender if late payment is expected or considered possible. In this case, late payment fees and charges may be implied. Federal and state regulations are determined for the cases of late payment and may vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in loan agreement and should be reviewed prior to signing any related document. 

Non-payment Implications

Financial and non-financial penalties may be implied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in loan agreement. Additional actions related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied. 

Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means. 

Non-payment and late payment may have negative impact on the borrowers’ credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.