{"id":8478,"date":"2022-01-23T17:13:42","date_gmt":"2022-01-23T16:13:42","guid":{"rendered":"https:\/\/businessfinancenews.com\/?p=8478"},"modified":"2022-01-23T17:13:43","modified_gmt":"2022-01-23T16:13:43","slug":"emergency-loans","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/loans\/emergency-loans\/","title":{"rendered":"Emergency Loans"},"content":{"rendered":"\n

Emergency Loans For Fast Funding<\/h2>\n\n\n\n

No one can predict the future, but you can have a plan in place if your car needs unexpected repairs or a costly medical bill hits you out of nowhere. Emergency loans \u2014 personal loans that typically take less time to process \u2014 can provide breathing room in the event you lose your job or experience a serious reduction in work hours and need some cash to tide you over.<\/p>\n\n\n\n

4 emergency loans to kick-start your search<\/h2>\n\n\n\n
4 lenders for emergency loans<\/th><\/tr><\/thead>
<\/td>LightStream<\/a><\/strong><\/td>Best Egg<\/a><\/strong><\/td>Rocket Loans<\/a><\/strong><\/td>OneMain Financial<\/a><\/strong><\/td><\/tr>
APRs<\/strong><\/td>3.99% – 19.99%<\/td>5.99% – 29.99%<\/td>7.16% – 29.99%<\/td>18.00% – 35.99%<\/td><\/tr>
Terms<\/strong><\/td>24 to 144 months<\/td>36 or 60 months<\/td>36 or 60 months<\/td>24 to 60 months<\/td><\/tr>
Loan amount<\/strong><\/td>$5,000 – $100,000<\/td>$2,000 – $35,000<\/td>$2,000 – $45,000<\/td>$1,500 – $20,000<\/td><\/tr>
Origination fee<\/strong><\/td>No origination fee<\/td>0.99% – 6.99%<\/td>1.00% – 6.00% of loan amount<\/td>Depends on state, $30-$150 or 1.00% – 10.00%<\/td><\/tr>
Time to funding<\/strong><\/td>Same day funding<\/td>1-3 business days<\/td>Same day funding<\/td>Same day funding<\/td><\/tr>
Credit score requirement<\/strong><\/td>Not specified<\/td>640<\/td>640<\/td>Not specified<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Are there emergency loans for bad credit?<\/h2>\n\n\n\n

While emergency loans and bad credit aren\u2019t normally an ideal combination, there are options available for those who don\u2019t have the best credit history but are in need of financial help.<\/p>\n\n\n\n

Tough times can lead to tough questions like, \u201cCan I qualify for emergency loans with bad credit?\u201d The answer is usually yes, but the costs will be steep. Here are some emergency loans for bad credit to consider.<\/p>\n\n\n\n

Emergency loans for bad credit<\/th><\/tr><\/thead>
<\/td>Avant<\/a><\/strong><\/td>Upstart<\/a><\/strong><\/td>LendingPoint<\/a><\/strong><\/td>Upgrade<\/a><\/strong><\/td><\/tr>
APRs<\/strong><\/td>9.95% – 35.99%<\/td>8.27% – 35.99%<\/td>15.49%-35.99%<\/td>6.94% – 35.97%<\/td><\/tr>
Terms<\/strong><\/td>24 to 60 months<\/td>36 or 60 months<\/td>24 to 48 months<\/td>36 or 60 months<\/td><\/tr>
Loan amount<\/strong><\/td>$2,000
– $35,000<\/td>		$1,000 – $50,000<\/td>$2,000 – $25,000<\/td>$1,000 – $35,000<\/td><\/tr>
Origination fee<\/strong><\/td>Up to 4.75%<\/td>Up to 8.00%<\/td>0.00% – 6.00%<\/td>2.90% – 8.00%<\/td><\/tr>
Time to funding<\/strong><\/td>1 business day<\/td>1 business day<\/td>1 business day<\/td>1 business day<\/td><\/tr>
Credit score requirement<\/strong><\/td>580<\/td>620<\/td>585<\/td>620<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Other ways to access emergency funds<\/h3>\n\n\n\n