{"id":4765,"date":"2021-05-21T13:25:04","date_gmt":"2021-05-21T12:25:04","guid":{"rendered":"https:\/\/businessfinancenews.com\/?p=4765"},"modified":"2022-01-01T06:09:24","modified_gmt":"2022-01-01T05:09:24","slug":"buying-a-house-with-aluminum-wiring","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/re\/buying-a-house-with-aluminum-wiring\/","title":{"rendered":"Buying a House With Aluminum Wiring"},"content":{"rendered":"\n

Buying a House With Aluminum Wiring<\/h2>\n\n\n\n

Aluminum wiring was utilized in households more than fifty years ago (2<\/a>) as it was much cheaper than copper wire (1<\/a>) so buying a house with aluminum wiring was preferred by prospective homeowners (3<\/a>). However, this approach has resulted in house fires (4<\/a>) (17<\/a>) due to failures at the connection of electrical devices associated with aluminum branch circuit wiring (5<\/a>) smaller than the standard no. 8 AWG (6<\/a>) (7<\/a>) and the higher coefficient of thermal expansion in aluminum (15<\/a>) in comparison to copper (13<\/a>) (14<\/a>). <\/p>\n\n\n\n

As a consequence thereof, insurance agents and underwriters dismissed the issue of policies regarding residential real estate objects in these cases (8<\/a>) because they are dangerous (11<\/a>). Prospective policyholders are required either to replace the aluminum wiring installation (9<\/a>) or perform a remediation process known as pigtailing (10<\/a>) (12<\/a>), through AlumConn type connectors and bring the aforementioned installation compliant with building codes (16<\/a>) and therefore eligible to be insured.<\/p>\n\n\n\n

Should I Buy A House With Aluminum Wiring<\/h2>\n\n\n\n

Buying a house with aluminum wiring is not up to code for residential buildings.<\/strong> Thus<\/strong>, for a residential real estate object to become eligible for homeowner insurance, the prospective policyholders should perform, when buying a house with aluminum wiring<\/strong><\/strong>, remediation through an ESA licensed electrician who will follow CPSC protocols (pigtailing) or a complete copper rewiring to be brought up to code accordingly<\/strong>.<\/p>\n\n\n\n

Buying a house with aluminum wiring is, nevertheless, not illegal and currently utilized in service drops and feeders from the utility connection to the residential building. <\/strong><\/p>\n\n\n\n

When choosing remediation through pigtailing in compliance with underwriting requirements, and building codes there are two compliant and safe approaches known as COPALUM and Alumiconn.<\/p>\n\n\n\n

My recommendation when buying a house with aluminum wiring is to utilize the Alumiconn approach because it is the same as the alternative but quite cheaper. <\/p>\n\n\n\n

The reason for the lower price of the Alumiconn approach is not a lower quality but the fact that COPALUM installation can only be executed by COPALUM authorized professionals and requires the usage of power tools.<\/p>\n\n\n\n

It is not that aluminum wiring is illegal, it is just that building codes do not allow them for new buildings. Therefore, existing real estate objects have to be brought up to code through a complete rewiring or a cheaper process that we describe here, called pigtailing, which is a remediation process and this is what we discuss in this article for those who are thinking about buying a house with aluminum wiring.<\/p>\n\n\n\n

Insurance companies and underwriters will accept pigtailing remediation only if it is performed according to the CPSC protocols and through a licensed electrician, as we will study in this article.<\/p>\n\n\n\n

However, in other areas of construction, such as industrial facilities and utilities, different from homes, aluminum wiring is still widely used.<\/p>\n\n\n\n

Aluminum building wiring for modern construction is manufactured with AA-8000 series aluminum alloy (sometimes referred to as “new technology” aluminum wiring) as specified by the industry standards such as the National Electrical Code (NEC). The use of larger gauge (diameter) stranded aluminum wire (larger than #8 American Wire Gauge) is fairly common in much of the US for modern residential construction.<\/p>\n\n\n\n

Aluminum wire is used in residential applications for lower voltage service feeders from the utility to the building. These are service drops. The service drop<\/strong> is an overhead electrical line running from a utility pole to a customer’s building or other premises. It is the point where electric utilities provide power to their customers.<\/p>\n\n\n\n

This is installed with materials and methods as specified by the local electrical utility companies. Also, larger aluminum stranded building wire made with AA-8000 series alloy of aluminum is used for electrical services (e.g. service entrance conductors from the utility connection to the service breaker panel) and for larger branch circuits such as for sub-panels, ranges, clothes dryers, and air-conditioning units.<\/p>\n\n\n\n

How To Identify Aluminum Wiring In A House And Next Steps<\/h2>\n\n\n\n

How to identify aluminum wiring in a house, and what to do about it step by step:<\/strong><\/p>

  1. Find some exposed wiring in the house. <\/strong><\/strong>

    This exposed wiring can usually be found somewhere in the basement, attic and electrical panels.<\/p> <\/li>

  2. Look at the outer casing of the wiring as it has to be stamped with ALUMINUM, or ALUM, AL, ALUM ACM, or ALACM<\/strong><\/strong>

    <\/p> <\/li>

  3. A licensed electrician should check the aluminum wiring discovered. <\/strong><\/strong>

    To become compliant, you have the option of a complete rewiring to copper wire or a remediation process known as a pigtail when buying a house with aluminum wiring.<\/p> <\/li>

  4. More than one electrician should provide estimations of the work to do and the price it will cost. <\/strong><\/strong>

    You will take these quotes and study them.<\/p> <\/li>

  5. Perform remediation through pigtailing. <\/strong>

    This process is better than a complete rewire: much faster, cheaper, and equally safe when it is performed by a licensed professional.<\/strong> The remediation process can be done with connectors from COPALUM or AlumiConn. Both are acceptable for insurers and underwriters and compliant. However, AlumiConn connection approach is cheaper and simpler as it does not require power tools.<\/p> <\/li><\/ol><\/div>\n\n\n\n

    First, you\u2019ll have to find some exposed wiring. This can usually be found somewhere in the basement or, if it\u2019s a finished basement, look in the attic. Another place you can check are the electrical panels. <\/p>\n\n\n\n

    Once you locate the wiring, take a look at the outer casing. If the wiring is aluminum, the casing will be stamped with markings. <\/p>\n\n\n\n

    If the wiring found is aluminum, the casing will display one of the following: <\/p>\n\n\n\n