{"id":4261,"date":"2021-04-18T23:20:05","date_gmt":"2021-04-18T22:20:05","guid":{"rendered":"https:\/\/businessfinancenews.com\/?p=4261"},"modified":"2022-01-15T05:36:39","modified_gmt":"2022-01-15T04:36:39","slug":"pos-pin-pad","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/pos\/pos-pin-pad\/","title":{"rendered":"POS Pin Pad Reviews"},"content":{"rendered":"\n
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Recent research indicates that 36 percent of businesses regard hardware improvements to be a high priority (1<\/a>) what includes choosing the right hardware and software (3<\/a>) and also adopting security in their devices (2<\/a>) such as firewalls (4<\/a>). A pos pin pad is an electronic device that accepts and encrypts (6<\/a>) a cardholder’s personal identification number (PIN) (5<\/a>) (10<\/a>) during a debit card (7<\/a>), credit card (8<\/a>), or smart card-based transaction (9<\/a>). <\/p>\n\n\n\n The best pos pin pad reviews belong to<\/strong>:<\/p>\n\n\n\n While the Ingenico iSC Touch 250 is the best pos pin pad device, the Ingenico iPP350 is the best pos pin pad device from a price efficiency point of view because it fulfills the business requirements of the retail industry with a price around $200. <\/strong><\/p>\n\n\n\n Pos pin pad reviews identify the Ingenico iPP300 Series as the best pos pin pad devices. Reviewers noted that models Ingenico iPP 320 and Ingenico iPP350 of the iPP300 series offer a low price, current security standards, and a small footprint that fits well in the counter. Nevertheless, these reviewers miss the possibility to run videos, advertisements, and customer loyalty programs. <\/strong><\/p>\n\n\n\n We have to study which are the business requirements for pin pads in order to understand if you need a comprehensive POS system, or just a pin pad.<\/p>\n\n\n\n Furthermore, after you know that your requirements are satisfied with a pos pin pad, then you have to know which type of device is more suitable.<\/p>\n\n\n\n Pos pin pads are often used in conjunction with payment terminals, ATMs, or integrated POS devices, wherein an electronic cash register is accountable for collecting the exact transaction quantity and facilitating the transaction, rather than a physical cash register.<\/p>\n\n\n\n The pos pin pad is needed in order to recognize the card and to enable the PIN to be typed securely and encrypted well before the card information is transmitted to the financial institution. If you use chip cards, you may find that the PIN is simply transmitted from your PIN pad to your chip card and that it is then confirmed by the chip card. If the PIN is not transmitted to the bank or card scheme for verification, there is no need to send it elsewhere. This is referred to as “offline PIN verification” in the payments processing industry.<\/p>\n\n\n\n If someone attempts to tamper with the device, the hacker will find that the encryption keys and the PIN will be deleted, just as they are with certain stand-alone point-of-sale systems. <\/p>\n\n\n\n The PIN is encrypted instantaneously upon input, and a PIN block with the encrypted PIN is generated. As soon as the encrypted PIN block has been sent from the PIN pad to the connected POS machine and\/or the chip card, it is automatically deleted. <\/p>\n\n\n\n PINs are encrypted using a number of encryption methods, the most prevalent of which is triple DES in 2022, according to the NIST Cybersecurity Framework.<\/p>\n\n\n\n When it comes to pos pin pads, they must be authorized in accordance with the standards established by the payment card industry to guarantee that they offer sufficient security at the time of PIN input as well as throughout the PIN encryption process. <\/p>\n\n\n\n ISO 9564 is an international standard for PIN management and security that defines certain necessary and recommended features of PIN entry devices, as well as some additional requirements and recommendations.<\/p>\n\n\n\n Although pos pin pads are designed to enable the input of numeric values, certain devices include letters allocated to the majority of the digits, allowing the use of alphabetic characters or phrases as a mnemonic for the numeric PIN to be used instead of numbers. <\/p>\n\n\n\n Not all pos pin pads have the same letters for the same numbers, and not all PIN pads have the same size. There is no specific letter assignment mandated by ISO 9564, and the standard provides two instances that vary in the numbers to which the letters Q and Z are allocated.<\/p>\n\n\n\n The fundamental function of the device is the ability to connect with the bank or payment processing service provider.<\/p>\n\n\n\n If you want a Pin Pad located in a fixed point of your business, you can connect it to the traditional telephone network. But imagine this: you are on the terrace of a restaurant and ask for the bill. The most normal thing is for the waiter to bring you a mobile Pin Pad. It may be working with a Wi-Fi connection that allows charging at any point where it reaches the network. If we have to go out to make a payment outside our usual office, the safest thing is that we use a GPRS communication similar to that of a smartphone. They work with a SIM card from a telephone operator and connect when necessary to charge the card. There are other kinds of high-risk terminals called offline Pin Pads. These terminals are not usually provided by banks since they can be used to charge a card without the presence of the holder. This type of Pin Pad is very difficult to obtain since the risk of making fraudulent charges is very high.<\/p>\n\n\n\n In the most basic pinpads, the credit card swipe facility is not included and the only feature you can use is a PIN entry field. <\/p>\n\n\n\n The other type of pin pad is the signature-capture pin pad.<\/p>\n\n\n\n A signature capture pinpad will allow customers to swipe their credit cards and sign their names with their signature at the same time. Chargebacks can be prevented if receipts are signed. On their digital screens, these pinpads can also display advertisements when they are not being used in order to generate additional income.<\/p>\n\n\n\n The most basic pinpad does not include a credit card swipe, but signature-capture ones do! These allow customers to enter their PIN numbers and sign anything electronically. This can prevent chargebacks as receipts are signed on these digital screens that also display advertisements or videos when they’re not being used.<\/p>\n\n\n\n EMV, NFC, and Apple Pay are technologies that require a pin pad to be adequately utilized.<\/p>\n\n\n\n With pos pin pad, you need to be sure that the merchant\u2019s payment processor and their software works with your new device. This is why it’s always a good idea for businesses owners to work closely with POS specialists before making any decisions about purchasing one of these devices.<\/p>\n\n\n\n The best pos pin pad device should be selected only according to the business requirements of the retailer or business owner.<\/p>\n\n\n\n The best pos pin pad is any device from the Ingenico iPP300 series, namely the Ingenico iPP320 and the Ingenico iPP350 that we will discuss below. The reason is that they have a good processor, reasonable price point, and at the same time, all current security standards and a small footprint design occupying little space in the counter.<\/p>\n\n\n\n However, if you have more complex business requirements and need to run videos, advertisements, and customer loyalty programs, you would have to select other pos pin pad devices that we describe below.<\/p>\n\n\n\n A small pin pad that offers reliable transactions, broad communication capabilities, and easy installation.<\/p>\n\n\n\n Designed for retail use and fitted with a theft-deterrent system. This device was already reviewed here by me.<\/p>\n\n\n\n Both the Ingenico iPP320 and the Ingenico iPP350 connect directly to the cash register, allowing for simple integration with current point-of-sale systems. It occupies little counter space and has a clear LCD display.<\/p>\n\n\n <\/p>\n\n\n\n The Ingenico iPP320 features a white backlit LCD monochrome monitor, whereas the Ingenico iPP350 has a slightly bigger TFT touchscreen. Having tested both here in this site, I do not think that monochrome or color screen represents an important difference in a pin pad.<\/p>\n\n\n\n The iPP300 Series benefits from Ingenico’s technology that is regarded as one of the most advanced and ensures an acceptable level of data security and application control.<\/p>\n\n\n\n This Ingenico series has legal compliance with EMV and PCI PTS V2 and V3, the iPP320 and iPP350 feature current standard algorithms, including DES, TDES, RSA, DUKPT, and Master\/Session. A feature called “PIN privacy shield” adds an additional security layer and is an optional feature that provides additional security for you and your clients.<\/p>\n\n\n\n The devices embed Ingenico’s Telium 2 architecture and EMV level 2 kernel, the iPP300 Series performs very well with cryptographic algorithms. The devices are resistant to tampering, it is tamper-responsive. Throughout the transaction, sensitive cardholder data is protected by components and digital end-to-end encryption methods.<\/p>\n\n\n\n Each iPP300 comes pre-loaded with all payment technologies and is ready to use, and it runs on Ingenico’s worldwide Telium 2 platform, eliminating the need for add-on devices or component updates.<\/p>\n\n\n\n That means you may accept any or all of the current types of electronic payment, including MSR credit and debit cards, smartcards, stored-value cards, contactless systems such as MasterCard PayPass\u00ae, and VISA payWave, EMV chip and PIN cards, mobile payments, and NFC-enabled apps.<\/p>\n\n\n\n The iPP300 Series is designed to integrate seamlessly into any retail setting.<\/p>\n\n\n\n The iPP350 has a bit larger TFT display than the iPP320, only difference in the design beteen these models. I have not found in my review of those individual products that this is a big difference.<\/p>\n\n\n\n Customer PIN input and option selection are easy and confidential with a clear LCD display and a large backlit keypad with a raised symbol menu and navigation buttons.<\/p>\n\n\n With USB and Ethernet connectivity options and a plethora of standard non-powered communication capabilities, the iPP300 Series enables seamless integration of the paying device into your current POS environment, enabling you to develop targeted applications to personalize the customer experience.<\/p>\n\n\n\n You receive consistent performance, security, and availability regardless of the number of transactions.<\/p>\n\n\n\n The Ingenico iSC Touch 250 is the most expensive model that is also one of the best pin pad devices. It has NFC and signature-capture. So it is much more advanced than the rest of the Ingenico models discussed.<\/p>\n\n\n\n <\/p>\n\n\n\n However, it costs twice the price. If you are a small retailer or if you are just starting it has no sense to spend so much for a pin pad device. <\/p>\n\n\n\n If you have many customers and you want to settle the payments faster, then the extra cost of the Ingenico Touch iSC250 is worth it. The reason is that the NFC functionality will accelerate the payments a lot at the point of sale.<\/strong><\/p>\n\n\n\n If you are just starting and you do not have yet many customers, paying double the price for the Ingenico Touch iSC250 is not a good idea and you will be fine with the iSC320 or iSC350.<\/strong><\/p>\n\n\n\n For this reason I did not define it as the best pin pad device.<\/p>\n\n\n\n It does not occupy a lot of space in your counter because you can buy a stand up to insert the terminal therein.<\/p>\n\n\n\n With this hardware, you will be able to handle high-volume, multiple-lane payments in a secure and quick manner. All forms of payment are accepted by the unit.<\/p>\n\n\n\n It is intended to work with emerging marketing tools such as mobile coupons, QR codes, online wallet systems, and near-field communication (NFC) loyalty programs.<\/p>\n\n\n\n It complies with the highest industry standards for hardware and software security and is PCI PTS 3.x and 4.x certified.<\/p>\n\n\n\n Additionally, the system supports electronic signature capture and optionally biometric authentication for increased security.<\/p>\n\n\n\n The iSC’s built-in memory is ideal for storing receipts, enrolling users, and validating business applications.<\/p>\n\n\n\n This Ingenico QuickBooks POS Pin Pad with EMV capabilities enables you to take safe credit and debit card payments from consumers and process them in QuickBooks POS.<\/p>\n\n\n\n Includes a one-year limited warranty from the hardware manufacturer and a 60-day money-back satisfaction guarantee.<\/p>\n\n\n\nBEST POS PIN PAD DEVICES LIST<\/strong><\/th> POS PIN PAD REVIEWS<\/strong><\/th><\/tr><\/thead> Ingenico iPP350<\/strong><\/td> All latest features with NFC and a color TFT touchscreen at a low price.<\/td><\/tr> Ingenico iPP320<\/strong><\/td> All latest features at a low price with a black and white monochrome screen.<\/td><\/tr> Ingenico iSC Touch 250<\/strong><\/td> For medium to large retailers, allows running customer loyalty programs. The best in technology features and the fastest processor. Costs twice than the Ingenico iPP300 series.<\/td><\/tr> QuickBook POS by Ingenico<\/strong><\/td> Suitable for the retailers who have a Quickbooks environment and powered by Ingenico.<\/td><\/tr> Ingenico iPP 315<\/strong><\/td> Basic device and the cheapest one. However, it satisfies all business requirements of the payments processing industry and has the support of Ingenico behind it.<\/td><\/tr> Verifone MX915<\/strong><\/td> Costs more than $700 and is the best device from Verifone, one of the industry leaders. Delivered by Lightspeed POS with its standard package.<\/td><\/tr> Verifone VX 805<\/strong><\/td> Comparable with the Ingenico iPP320 it has an old-fashioned GUI, but this is not a relevant feature in a pos pin pad. Good for starting retailers and meets all business requirements for about $200.<\/td><\/tr> Pax S300<\/strong><\/td> It has a powerful processor: 400MHz 32-bit ARM11. This is something important to complete quickly transactions and allow the next customer to process the payment. All this comes at a price point of about $400.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Business Requirements For POS Pin Pad Devices And Buying Guide<\/h2>\n\n\n\n
Types Of POS Pin Pad Devices: Fixed, Mobile Or Offline<\/h2>\n\n\n\n
Best PIN Pads On The Market<\/h2>\n\n\n\n
Ingenico iPP320 and iPP 350<\/strong><\/h3>\n\n\n\n
Ingenico iPP320 And iPP350 Security features<\/strong><\/h4>\n\n\n\n
providing a secure transaction as well. <\/p>\n\n\n\nDesign In The iPP300 Series<\/h4>\n\n\n\n
Connectivity <\/h4>\n\n\n\n
Ingenico Pin Pads: Ingenico iSC Touch 250 \u2013 $641<\/strong><\/h3>\n\n\n\n\t\t\t
Additional Features<\/strong><\/h4>\n\n\n\n
QuickBooks POS Pin Pad $ 350<\/h3>\n\n\n\n
Weight<\/th> 1.66 lbs<\/td><\/tr> Dimensions<\/th> 12.41 \u00d7 9.21 \u00d7 4.61 in<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Ingenico iPP 315<\/strong> \u2013 $150<\/strong><\/h3>\n\n\n\n\t\t\t