{"id":2533,"date":"2020-09-29T16:13:10","date_gmt":"2020-09-29T16:13:10","guid":{"rendered":"https:\/\/businessfinancenews.com\/?p=2533"},"modified":"2022-03-11T11:20:04","modified_gmt":"2022-03-11T10:20:04","slug":"dcu-credit-cards","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/credit-cards\/dcu-credit-cards\/","title":{"rendered":"DCU Credit Cards"},"content":{"rendered":"\n
The most important feature regarding DCU credit cards is that all these three products, despite their different attributes (5<\/a>), have a zero fee for balance transfers (1<\/a>) (except the secured card option (4<\/a>) ), no annual fee (3<\/a>), and zero for cash advances (2<\/a>). <\/p>\n\n\n\n All DCU credit cards now hold an EMV chip (6<\/a>) (EuroPay, MasterCard, and Visa,) for security (7<\/a>) and all kind of protection in the transactions (9<\/a>). This standard started in the European Union (8<\/a>) and now is being rolled into credit cards like these ones in the US thanks to new regulations (10<\/a>). <\/p>\n\n\n\n There are three products inside the portfolio of DCU credit cards and we are going to review all of them in this article:<\/p>\n\n\n\n All these cards now hold an EMV chip (EuroPay, MasterCard, and Visa,) for security and all kind of protection in the transactions. This standard started in the European Union and now is being rolled into credit cards like these ones in the US. <\/p>\n\n\n\n The DCU Secured Visa Credit Card accepts applicants with bad credit scores. It is a secured credit card, so your available credit limit amount will be commensurate with the amount of money that you pay as the security deposit. A security deposit of at least $500 is needed to activate the credit line for a DCU Secured Visa Credit Card. The DCU Secured Visa Credit Card is a great way to slowly rebuild your credit score. Your purchase history and charge usage of this card will be reported to all three of the credit score issuing and monitoring bureaus, Experian, Equifax, and Transunion. Further, with the continued and responsible use of this credit card, your original security deposit could be refunded in full to you. The DCU Secured Visa Credit Card has several benefits and features designed to help applicants with bad credit to improve their credit scores.<\/p>\n\n\n\n DCU will proceed in transferring the balances of any existing overdraft from your Digital Credit Union account to your corresponding DCU Visa Platinum up to your available limit.<\/p>\n\n\n\n\t\t\tDCU Secured Visa Platinum Credit Card<\/strong><\/h2>\n\n\n\n