{"id":24844,"date":"2023-07-03T07:16:22","date_gmt":"2023-07-03T06:16:22","guid":{"rendered":"https:\/\/businessfinancenews.com\/?p=24844"},"modified":"2023-07-03T08:17:10","modified_gmt":"2023-07-03T07:17:10","slug":"fha-inspection-requirements","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/","title":{"rendered":"FHA Inspection Requirements"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">FHA Inspection Requirements<\/h2>\n\n\n\n<p>FHA inspection requirements.  are in place to ensure that the property you&#8217;re purchasing is safe and secure, and that it meets certain minimum standards for health and safety.<\/p>\n\n\n\n<p>Read our analysis and complete study of the <a href=\"https:\/\/businessfinancenews.com\/fha\/fha-loan-requirements\/\" target=\"_blank\" rel=\"noreferrer noopener\">FHA loan requirements<\/a>.<\/p>\n\n\n\n<p>The FHA inspection is a crucial part of the home buying process that checks if the property meets HUD&#8217;s minimum standards, considering aspects like the roof, foundation, heating, cooling, plumbing, and electrical systems. Proper understanding and preparation for the inspection can facilitate a seamless process and successful home purchase.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Understanding FHA Inspection<\/h2>\n\n\n\n<p>If you&#8217;re considering getting an FHA loan, you&#8217;ll need to go through an FHA inspection. This inspection is designed to ensure that the property meets certain safety and structural standards.<\/p>\n\n\n\n<p>During an FHA inspection, an appraiser will visit the property and evaluate it based on a variety of factors. These factors include the property&#8217;s overall condition, its safety features, and its structural integrity.<\/p>\n\n\n\n<p>The appraiser will look for any safety hazards, such as broken windows or exposed wiring, and will also evaluate the property&#8217;s overall condition. They will check for things like water damage, mold, and pest infestations.<\/p>\n\n\n\n<p>In addition to evaluating the property&#8217;s safety and condition, the appraiser will also assess its structural integrity. This includes checking the foundation, roof, and walls for any signs of damage or wear and tear.<\/p>\n\n\n\n<p>It&#8217;s important to note that an FHA inspection is not the same as a home inspection. While an FHA inspection focuses on the property&#8217;s safety and structural integrity, a home inspection is a more comprehensive evaluation that covers a wider range of issues, including the property&#8217;s plumbing, electrical, and HVAC systems.<\/p>\n\n\n\n<p>Overall, an FHA inspection is an important step in the homebuying process for those seeking an FHA loan. By ensuring that the property meets certain safety and structural standards, an FHA inspection helps protect both the lender and the borrower.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Key FHA Inspection Requirements<\/h2>\n\n\n\n<p>When you&#8217;re buying a home with an FHA loan, the property must meet certain requirements to be eligible for financing. An FHA inspection is a critical part of the homebuying process, as it ensures the home is safe, secure, and structurally sound. Here are the key FHA inspection requirements to keep in mind.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Property Eligibility<\/h3>\n\n\n\n<p>To be eligible for an FHA loan, the property must meet certain criteria. The property must be a residential home, and it must be your primary residence. Additionally, the property must meet the FHA&#8217;s minimum property standards, which include safety, security, and soundness requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safety Standards<\/h3>\n\n\n\n<p>One of the main goals of an FHA inspection is to ensure the property is safe for you and your family. The inspector will look for any potential safety hazards, such as exposed wiring, faulty plumbing, or inadequate ventilation. They will also check for the presence of lead-based paint, which is a common issue in older homes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Required Repairs<\/h3>\n\n\n\n<p>If the inspector identifies any safety or structural issues, they will note them in their report. Some issues may be minor and easy to fix, while others may require more extensive repairs. If the inspector identifies any required repairs, you will need to address them before you can close on the home.<\/p>\n\n\n\n<p>Overall, an FHA inspection is an important part of the homebuying process. By ensuring the property meets certain safety and structural requirements, you can be confident that you&#8217;re making a sound investment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FHA Inspection vs. Home Appraisal<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Purpose<\/h3>\n\n\n\n<p>When you&#8217;re buying a home with an FHA loan, you&#8217;ll need to have an inspection and an appraisal. While these two terms are often used interchangeably, they&#8217;re actually two separate processes with different purposes.<\/p>\n\n\n\n<p>The purpose of an FHA inspection is to evaluate the safety and soundness of the home. The inspector will look for any health or safety hazards, such as lead paint or faulty electrical wiring. They&#8217;ll also check the overall condition of the home, including the roof, foundation, and plumbing.<\/p>\n\n\n\n<p>On the other hand, the purpose of an FHA appraisal is to determine the value of the home. The appraiser will look at similar homes in the area to determine the fair market value of the home you&#8217;re buying. This helps ensure that you&#8217;re not overpaying for the property.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Process<\/h3>\n\n\n\n<p>The process for an FHA inspection and appraisal is also different. An FHA inspection is typically done by a licensed home inspector who is certified by the U.S. Department of Housing and Urban Development (HUD). The inspector will provide a detailed report of their findings, which you can use to negotiate repairs with the seller.<\/p>\n\n\n\n<p>An FHA appraisal, on the other hand, is done by a licensed appraiser who is also certified by HUD. The appraiser will visit the property and evaluate its condition, as well as look at comparable homes in the area. They&#8217;ll then provide a written report of their findings, which will include the appraised value of the home.<\/p>\n\n\n\n<p>It&#8217;s important to note that while an FHA appraisal is required for all FHA loans, an FHA inspection is not always required. However, it&#8217;s still a good idea to have one done to ensure that the home you&#8217;re buying is safe and in good condition.<\/p>\n\n\n\n<p>In summary, while an FHA inspection and appraisal may seem similar, they serve different purposes and are conducted by different professionals. An inspection evaluates the safety and soundness of the home, while an appraisal determines its value. Understanding the differences between these two processes can help you navigate the home buying process with confidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FHA Inspection vs Home Inspection<\/h2>\n\n\n\n<p>When applying for a mortgage, regardless of the type of loan, you will need to have the home inspected to ensure that it is safe and structurally sound. However, there are differences between an FHA inspection and a home inspection done for a conventional loan.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Criteria<\/th><th>FHA Inspection<\/th><th>Home Inspection<\/th><\/tr><\/thead><tbody><tr><td>Purpose<\/td><td>To determine if the property meets minimum property standards set by the Federal Housing Administration (FHA).<\/td><td>To evaluate the overall condition of the property, including its systems and components.<\/td><\/tr><tr><td>Appraiser<\/td><td>The inspection is conducted by an FHA-approved appraiser.<\/td><td>The inspection is conducted by a licensed home inspector.<\/td><\/tr><tr><td>Cost<\/td><td>The cost of the inspection is typically paid for by the buyer.<\/td><td>The cost of the inspection is typically paid for by the seller.<\/td><\/tr><tr><td>Focus<\/td><td>The inspection focuses on the property&#8217;s safety, security, and soundness.<\/td><td>The inspection focuses on the property&#8217;s overall condition, including its systems and components.<\/td><\/tr><tr><td>Requirements<\/td><td>The property must meet the minimum property standards set by the FHA.<\/td><td>There are no specific requirements, but the inspector will report any issues that could affect the property&#8217;s value or safety.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>During an FHA inspection, the appraiser will evaluate the property to ensure that it meets the minimum property standards set by the FHA. These standards cover safety, security, and soundness. The appraiser will look for issues such as structural defects, chipped or peeling paint in homes built before 1978, and whether the utilities (water, sewage, heat, and electricity) all work.<\/p>\n\n\n\n<p>On the other hand, a home inspection done for a conventional loan is more comprehensive. The inspector will evaluate the overall condition of the property, including its systems and components. They will look for issues such as a leaky roof, faulty wiring, or a malfunctioning HVAC system.<\/p>\n\n\n\n<p>In summary, an FHA inspection and a home inspection done for a conventional loan have different purposes and requirements. While an FHA inspection focuses on safety, security, and soundness, a home inspection evaluates the overall condition of the property. It&#8217;s important to understand these differences when applying for a mortgage to ensure that you have the appropriate inspections done.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Prepare for an FHA Inspection<\/h2>\n\n\n\n<p>If you&#8217;re planning to buy a home with an FHA loan, you&#8217;ll need to undergo an FHA inspection. This inspection is conducted by a HUD-approved appraiser to ensure that the property meets the minimum safety requirements necessary to live in. Here are some tips to help you prepare for your FHA inspection:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Checklist<\/h3>\n\n\n\n<p>Before the inspection, it&#8217;s important to make sure that your property meets the minimum safety requirements set by HUD. Here&#8217;s an <a href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-checklist\/\" target=\"_blank\" rel=\"noreferrer noopener\">FHA inspection checklist<\/a> of some of the things that the appraiser will be looking for:<\/p>\n\n\n\n<ul>\n<li>All utilities must be functioning properly, including gas, electricity, water, and sewage.<\/li>\n\n\n\n<li>The property must have adequate access to attic spaces and crawl spaces.<\/li>\n\n\n\n<li>The roof must be in good condition with no leaks or damage.<\/li>\n\n\n\n<li>The foundation must be structurally sound and free from cracks or other damage.<\/li>\n\n\n\n<li>The heating and cooling systems must be in good working order.<\/li>\n\n\n\n<li>The plumbing must be in good condition with no leaks or damage.<\/li>\n\n\n\n<li>All windows and doors must be in good condition and able to open and close properly.<\/li>\n\n\n\n<li>The property must be free from any hazardous materials such as lead-based paint or asbestos.<\/li>\n\n\n\n<li>The property must be free from any safety hazards such as exposed electrical wiring or broken stairways.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Tips<\/h3>\n\n\n\n<p>Here are some tips to help you prepare for your FHA inspection:<\/p>\n\n\n\n<ul>\n<li>Conduct a pre-inspection: Before the appraiser arrives, conduct your own inspection of the property to identify any issues that need to be addressed. This will give you time to make any necessary repairs before the appraiser arrives.<\/li>\n\n\n\n<li>Clean and declutter: Make sure that the property is clean and free from clutter. This will help the appraiser to see the property clearly and identify any issues that need to be addressed.<\/li>\n\n\n\n<li>Provide access: Make sure that the appraiser has easy access to all areas of the property, including the attic, crawl spaces, and any outbuildings. If you have a security system, make sure that the appraiser has access to it.<\/li>\n\n\n\n<li>Be prepared to answer questions: The appraiser may ask you questions about the property, such as when it was last renovated or if there have been any recent repairs. Be prepared to answer these questions to the best of your ability.<\/li>\n\n\n\n<li>Consider getting a separate home inspection: While the FHA inspection is designed to identify any safety hazards, it&#8217;s not a comprehensive home inspection. Consider getting a separate home inspection to identify any other issues that may need to be addressed.<\/li>\n<\/ul>\n\n\n\n<p>By following these tips and ensuring that your property meets the minimum safety requirements set by the FHA, you can help to ensure that your FHA inspection goes smoothly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Common FHA Inspection Issues<\/h2>\n\n\n\n<p>When it comes to FHA inspections, there are a few common issues that you should be aware of. Here are some of the most frequently encountered problems:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Structural Problems<\/h3>\n\n\n\n<p>Structural problems can be a big issue when it comes to FHA inspections. The FHA has strict guidelines when it comes to the structural soundness of a property. Some of the most common structural problems that can cause issues during an FHA inspection include:<\/p>\n\n\n\n<ul>\n<li>Roofing problems, such as leaks or damage<\/li>\n\n\n\n<li>Foundation issues, such as cracks or settling<\/li>\n\n\n\n<li>Problems with the walls, such as cracks or bulges<\/li>\n\n\n\n<li>Issues with the flooring, such as sagging or unevenness<\/li>\n<\/ul>\n\n\n\n<p>If any of these problems are identified during an FHA inspection, they will need to be addressed before the loan can be approved.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Health and Safety Concerns<\/h3>\n\n\n\n<p>The FHA also has strict guidelines when it comes to health and safety concerns. Some of the most common health and safety issues that can cause problems during an FHA inspection include:<\/p>\n\n\n\n<ul>\n<li>Problems with the electrical system, such as outdated wiring or overloaded circuits<\/li>\n\n\n\n<li>Issues with the plumbing, such as leaks or outdated fixtures<\/li>\n\n\n\n<li>Problems with the heating and cooling systems, such as outdated or malfunctioning equipment<\/li>\n\n\n\n<li>Issues with the windows and doors, such as broken or damaged glass or inadequate security features<\/li>\n<\/ul>\n\n\n\n<p>If any of these issues are identified during an FHA inspection, they will need to be addressed before the loan can be approved.<\/p>\n\n\n\n<p>In conclusion, it&#8217;s important to be aware of the common issues that can arise during an FHA inspection. By being proactive and addressing these issues before the inspection, you can help ensure that your loan is approved and that you can move into your new home with confidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits of Meeting FHA Inspection Requirements<\/h2>\n\n\n\n<p>Meeting FHA inspection requirements can be beneficial for both the buyer and the seller. Here are some of the benefits of meeting FHA inspection requirements:<\/p>\n\n\n\n<ul>\n<li><strong>Ensures the safety and security of the property<\/strong>: FHA inspection requirements are designed to ensure that the property is safe and secure for the occupants. This includes checking for hazards such as lead-based paint, faulty electrical wiring, and other safety hazards. By meeting these requirements, you can be sure that the property is safe for you and your family.<\/li>\n\n\n\n<li><strong>Helps you qualify for an FHA loan<\/strong>: If you are planning to buy a house with an FHA loan, meeting FHA inspection requirements is a must. The FHA requires that the property meet certain standards in order to qualify for an FHA loan. By meeting these requirements, you increase your chances of getting approved for an FHA loan.<\/li>\n\n\n\n<li><strong>Protects your investment<\/strong>: By meeting FHA inspection requirements, you can ensure that the property is in good condition and free from any major defects. This can help protect your investment and prevent you from having to make costly repairs down the line.<\/li>\n\n\n\n<li><strong>Increases the resale value of the property<\/strong>: Meeting FHA inspection requirements can also increase the resale value of the property. By ensuring that the property is in good condition and free from any major defects, you can attract more buyers and potentially sell the property for a higher price.<\/li>\n\n\n\n<li><strong>Provides peace of mind<\/strong>: Finally, meeting FHA inspection requirements can provide you with peace of mind. By knowing that the property is safe and secure, you can rest easy knowing that you and your family are protected.<\/li>\n<\/ul>\n\n\n\n<p>Overall, meeting FHA inspection requirements is a smart move for both buyers and sellers. By ensuring that the property meets these requirements, you can protect your investment, increase the resale value of the property, and provide peace of mind for everyone involved.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Potential Drawbacks of FHA Inspection Requirements<\/h2>\n\n\n\n<p>When buying a home with an FHA loan, you must comply with the FHA inspection requirements. While these requirements are meant to protect you as the buyer, they can also have some potential drawbacks.<\/p>\n\n\n\n<p>One potential drawback is that the inspection can be more stringent than other types of inspections. FHA inspectors are looking for specific safety and livability standards that must be met before the loan can be approved. This means that if your home does not meet these standards, you may need to make costly repairs or upgrades before you can close on the loan.<\/p>\n\n\n\n<p>Another potential drawback is that the inspection process can be time-consuming. FHA inspections are more thorough than other types of inspections, which means that the inspector will need to spend more time at the property. This can delay the closing process, which can be frustrating if you are eager to move into your new home.<\/p>\n\n\n\n<p>Additionally, FHA inspections can be more expensive than other types of inspections. While the cost of the inspection is typically paid for by the buyer, it can still be a significant expense. The cost of the inspection can vary depending on the size and location of the property, so it&#8217;s important to budget for this expense when planning to buy a home with an FHA loan.<\/p>\n\n\n\n<p>Finally, FHA inspections can be more restrictive than other types of inspections. For example, the FHA may require that certain appliances or systems in the home be in working order before the loan can be approved. This can limit your options when it comes to finding a home that meets your needs and budget.<\/p>\n\n\n\n<p>Overall, while FHA inspections are designed to protect you as the buyer, they can also have some potential drawbacks. It&#8217;s important to understand these drawbacks before deciding to buy a home with an FHA loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Won&#8217;t Pass FHA Inspection<\/h2>\n\n\n\n<p>When it comes to an FHA inspection, there are certain requirements to fulfill. Otherwise, <a href=\"https:\/\/businessfinancenews.com\/fha\/what-wont-pass-fha-inspection\/\" target=\"_blank\" rel=\"noreferrer noopener\">you won\u00b4t pass an FHA inspection<\/a>. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safety Hazards<\/h3>\n\n\n\n<p>The FHA requires that a property be safe and secure for its occupants. If there are any safety hazards present, such as exposed wiring, broken windows, or missing handrails, the property will not pass the inspection. The inspector will also check for potential hazards, such as asbestos or contaminated soil.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Structural Issues<\/h3>\n\n\n\n<p>Structural issues can also prevent a property from passing an FHA inspection. The inspector will look for signs of foundation problems, such as cracks in the walls or floors, or doors and windows that don&#8217;t close properly. If there are any major structural issues, the inspector may require that they be repaired before the property can pass the inspection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Water Damage<\/h3>\n\n\n\n<p>Water damage is another common issue that can prevent a property from passing an FHA inspection. The inspector will look for signs of water damage, such as stains on the walls or ceilings, or a musty smell. If there is significant water damage, the inspector may require that it be repaired before the property can pass the inspection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Peeling Paint<\/h3>\n\n\n\n<p>If the property was built before 1978, the inspector will check for peeling paint. If <a href=\"https:\/\/businessfinancenews.com\/fha\/fha-peeling-paint-guidelines\/\">there is peeling paint present<\/a>, the inspector will require that it be addressed before the property can pass the inspection. This is because peeling paint can be a sign of lead-based paint, which can be hazardous to a property&#8217;s occupants.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Other Issues<\/h3>\n\n\n\n<p>There are many other issues that can prevent a property from passing an FHA inspection. For example, the property must be located in a safe and healthy environment, and it must be free from any hazards that could affect the health or safety of the occupants. Additionally, the property must meet certain minimum property standards, such as having a working heating and cooling system, and having adequate plumbing and electrical systems.<\/p>\n\n\n\n<p>In summary, there are many issues that can prevent a property from passing an FHA inspection. If you are purchasing a property with an FHA loan, it is important to be aware of these issues and to address them before the inspection takes place. By doing so, you can ensure that your property passes the inspection and that you can move forward with your purchase.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FHA Home Inspection Checklist<\/h2>\n\n\n\n<p>When you&#8217;re buying a home with a federally-insured FHA loan, the property must meet minimum standards for health and safety set by the Department of Housing and Urban Development (HUD). The appraiser has two objectives: determine the house&#8217;s value and inspect it to ensure it meets these standards.<\/p>\n\n\n\n<p>To help you prepare for an FHA inspection, we&#8217;ve put together a checklist of items an appraiser will look for during the inspection.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>What to Do<\/th><th>Explanation<\/th><\/tr><\/thead><tbody><tr><td>Ensure all utilities are on<\/td><td>The appraiser needs to test all systems and appliances that rely on utilities, such as the HVAC system, water heater, and stove.<\/td><\/tr><tr><td>Provide unobstructed access to all areas<\/td><td>The appraiser needs to be able to access all areas of the home, including the attic and crawl space.<\/td><\/tr><tr><td>Ensure all safety features are installed and functional<\/td><td>Smoke detectors, carbon monoxide detectors, and handrails are just a few examples of safety features that must be installed and functional.<\/td><\/tr><tr><td>Check for water damage and leaks<\/td><td>Water damage can cause mold and structural damage, so it&#8217;s important to check for signs of water damage and leaks.<\/td><\/tr><tr><td>Ensure the roof is in good condition<\/td><td>The appraiser will inspect the roof for any signs of damage or leaks.<\/td><\/tr><tr><td>Ensure the foundation is in good condition<\/td><td>The foundation is one of the most important parts of a home, and the appraiser will inspect it for any signs of damage or cracks.<\/td><\/tr><tr><td>Ensure the electrical system is up to code<\/td><td>The appraiser will check the electrical system to ensure it&#8217;s up to code and safe.<\/td><\/tr><tr><td>Ensure the plumbing system is up to code<\/td><td>The appraiser will check the plumbing system to ensure it&#8217;s up to code and functioning properly.<\/td><\/tr><tr><td>Ensure the HVAC system is functioning properly<\/td><td>The appraiser will check the HVAC system to ensure it&#8217;s functioning properly and providing adequate heating and cooling.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>By following this checklist, you can ensure that your home is ready for an FHA inspection. Keep in mind that this is just a baseline checklist and that the appraiser may have additional requirements based on your specific property.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FHA Appraisal Red Flags<\/h2>\n\n\n\n<p>When it comes to FHA inspections, there are certain red flags that appraisers look for. These are issues that could potentially pose a safety hazard or negatively impact the value of the property. Here are some common <a href=\"https:\/\/businessfinancenews.com\/fha\/fha-appraisal-red-flags\/\" target=\"_blank\" rel=\"noreferrer noopener\">FHA appraisal red flags<\/a> to keep in mind:<\/p>\n\n\n\n<ul>\n<li><strong>Roofing issues:<\/strong> If the roof is damaged or in need of repair, this could be a red flag for FHA appraisers. They will look for signs of leaks, missing shingles, or other damage that could compromise the safety or integrity of the property.<\/li>\n\n\n\n<li><strong>Electrical problems:<\/strong> Electrical issues can be a major red flag during an FHA inspection. Appraisers will check for outdated wiring, overloaded circuits, and other potential hazards that could pose a safety risk.<\/li>\n\n\n\n<li><strong>Plumbing issues:<\/strong> Problems with plumbing can also be a red flag for FHA appraisers. They will check for leaks, water damage, and other issues that could impact the safety or value of the property.<\/li>\n\n\n\n<li><strong>Lead-based paint:<\/strong> If the property was built before 1978, there is a chance that it contains lead-based paint. FHA appraisers will check for the presence of lead-based paint and require remediation if necessary.<\/li>\n\n\n\n<li><strong>Applicable condominiums and Planned Unit Developments (PUD):<\/strong> FHA appraisers will check that the property is located in a project that is approved by the FHA. If the property is part of a condominium or PUD, the appraiser will check that it meets FHA requirements.<\/li>\n<\/ul>\n\n\n\n<p>It&#8217;s important to keep in mind that these red flags are not necessarily deal-breakers. <\/p>\n\n\n\n<p>If an issue is identified during an FHA inspection, it may still be possible to move forward with the sale of the property. <\/p>\n\n\n\n<p>However, it&#8217;s important to address any issues as soon as possible to ensure that the property meets FHA requirements and is safe for you and your family to live in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FHA Inspection Cost<\/h2>\n\n\n\n<p>When you&#8217;re buying a home with an FHA loan, you&#8217;ll need to have the property inspected to ensure it meets the minimum property requirements set by HUD. The cost of an FHA inspection can vary depending on the size of the property and the location.<\/p>\n\n\n\n<p>According to <a href=\"https:\/\/www.lendingtree.com\/home\/fha\/guide-to-fha-appraisals\/\">LendingTree<\/a>, the typical cost of an FHA inspection and appraisal ranges from $300 to $500. However, the cost may be higher if the property is larger or located in an area with higher costs of living.<\/p>\n\n\n\n<p>It&#8217;s important to note that the cost of the appraisal is typically paid by the borrower, not the seller. In some cases, the seller may agree to pay for the appraisal as part of the negotiation process, but this is not required.<\/p>\n\n\n\n<p>Here&#8217;s a breakdown of the costs associated with an FHA inspection:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Cost<\/th><th>Description<\/th><\/tr><\/thead><tbody><tr><td>$300-$500<\/td><td>Typical cost of an FHA appraisal<\/td><\/tr><tr><td>Varies<\/td><td>Cost may be higher for larger properties or those located in high-cost areas<\/td><\/tr><tr><td>$100-$150<\/td><td>Additional cost for a home inspection (optional but recommended)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>In addition to the cost of the appraisal, you may also want to consider getting a separate home inspection. While this is not required by FHA, it can provide additional peace of mind and help you identify any potential issues with the property. The cost of a home inspection can range from $100 to $150, depending on the size of the property and the location.<\/p>\n\n\n\n<p>Overall, the cost of an FHA inspection can vary depending on a number of factors. However, by understanding the typical costs associated with an FHA appraisal and home inspection, you can better prepare for the expenses associated with buying a home with an FHA loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who Pays for FHA Inspection<\/h2>\n\n\n\n<p>If you are buying a home with an FHA loan, you might be wondering who pays for the FHA inspection. According to <a href=\"https:\/\/smartasset.com\/mortgage\/how-to-prepare-for-an-fha-inspection-and-appraisal\">SmartAsset<\/a>, the cost of the <a href=\"https:\/\/businessfinancenews.com\/fha\/who-pays-for-fha-inspection\/\" target=\"_blank\" rel=\"noreferrer noopener\">FHA inspection is typically paid for by the buyer<\/a>.<\/p>\n\n\n\n<p>However, it&#8217;s important to note that some sellers may be willing to pay for the inspection as part of the negotiation process. In some cases, the seller may even be required to pay for certain repairs that are identified during the inspection.<\/p>\n\n\n\n<p>It&#8217;s also worth noting that while the FHA inspection is typically paid for by the buyer, there are other costs associated with the FHA loan that the seller may be required to pay. For example, the seller may be required to pay for the pest inspection or the appraisal.<\/p>\n\n\n\n<p>In summary, while the cost of the FHA inspection is typically paid for by the buyer, the seller may be willing to pay for it as part of the negotiation process. Additionally, there are other costs associated with the FHA loan that the seller may be required to pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Long Does an FHA Appraisal Stay with the Property?<\/h2>\n\n\n\n<p>When you get an FHA appraisal, it&#8217;s important to know how long it will stay with the property. According to the <a href=\"https:\/\/www.hud.gov\/sites\/dfiles\/SFH\/documents\/SFH_FHA_INFO_2022-71.pdf\">U.S. Department of Housing and Urban Development (HUD)<\/a>, the initial appraisal validity period for most Title II forward and Home Equity Conversion Mortgage (HECM) originations has been extended from 120 days to 180 days. Additionally, the appraisal update validity period has been extended from 240 days to one year.<\/p>\n\n\n\n<p>This means that if you&#8217;re buying a property with an FHA loan, <a href=\"https:\/\/businessfinancenews.com\/fha\/how-long-does-an-fha-appraisal-stay-with-the-property\/\" target=\"_blank\" rel=\"noreferrer noopener\">the appraisal will be valid for 180 days from the date it was completed<\/a>. If you&#8217;re refinancing your home with an FHA loan, the appraisal will be valid for one year from the date it was completed.<\/p>\n\n\n\n<p>It&#8217;s important to note that the validity period of the appraisal is not the same as the length of time the appraisal report will remain with the property. The appraisal report will remain with the property indefinitely, as it is a record of the property&#8217;s condition and value at the time of the appraisal.<\/p>\n\n\n\n<p>If you&#8217;re selling a property that had an FHA appraisal, the new buyer may be able to use that appraisal if it&#8217;s still valid. However, if the appraisal has expired, a new appraisal will need to be completed.<\/p>\n\n\n\n<p>Overall, it&#8217;s important to keep in mind the validity period of the appraisal when buying or refinancing a property with an FHA loan. If you have any questions about the appraisal process or validity period, be sure to talk to your lender or a qualified FHA appraiser.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FHA Inspection Requirements FHA inspection requirements. are in place to ensure that the property you&#8217;re purchasing is safe and secure, and that it meets certain minimum standards for health and safety. Read our analysis and complete study of the FHA loan requirements. The FHA inspection is a crucial part of the home buying process that &#8230; <a title=\"FHA Inspection Requirements\" class=\"read-more\" href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/\" aria-label=\"More on FHA Inspection Requirements\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[8],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FHA Inspection Requirements - Business Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FHA Inspection Requirements - Business Finance\" \/>\n<meta property=\"og:description\" content=\"FHA Inspection Requirements FHA inspection requirements. are in place to ensure that the property you&#8217;re purchasing is safe and secure, and that it meets certain minimum standards for health and safety. 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I am now living in the United States. I have a house in Ontario, but I actually never go.\u00a0 I wrote some books about sovereign debt, and mortgage loans. I am currently retired and dedicate most of my time to fishing. There were many topics in personal finances that have currently changed and other that I have never published before. So now in Business Finance, I found the opportunity to do so. Please let me know in the comments section which are your thoughts. Thank you and have a happy reading.\",\"sameAs\":[\"https:\/\/businessfinancenews.com\"],\"url\":\"https:\/\/businessfinancenews.com\/author\/laidler\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FHA Inspection Requirements - Business Finance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/","og_locale":"en_US","og_type":"article","og_title":"FHA Inspection Requirements - Business Finance","og_description":"FHA Inspection Requirements FHA inspection requirements. are in place to ensure that the property you&#8217;re purchasing is safe and secure, and that it meets certain minimum standards for health and safety. Read our analysis and complete study of the FHA loan requirements. The FHA inspection is a crucial part of the home buying process that ... Read more","og_url":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/","og_site_name":"Business Finance","article_published_time":"2023-07-03T06:16:22+00:00","article_modified_time":"2023-07-03T07:17:10+00:00","author":"D Laidler","twitter_card":"summary_large_image","twitter_misc":{"Written by":"D Laidler","Est. reading time":"20 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/#article","isPartOf":{"@id":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/"},"author":{"name":"D Laidler","@id":"https:\/\/businessfinancenews.com\/#\/schema\/person\/3a086a2d2714be69553855d7b95f8c8f"},"headline":"FHA Inspection Requirements","datePublished":"2023-07-03T06:16:22+00:00","dateModified":"2023-07-03T07:17:10+00:00","mainEntityOfPage":{"@id":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/"},"wordCount":4466,"commentCount":0,"publisher":{"@id":"https:\/\/businessfinancenews.com\/#organization"},"articleSection":["FHA Loans"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/","url":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/","name":"FHA Inspection Requirements - Business Finance","isPartOf":{"@id":"https:\/\/businessfinancenews.com\/#website"},"datePublished":"2023-07-03T06:16:22+00:00","dateModified":"2023-07-03T07:17:10+00:00","breadcrumb":{"@id":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessfinancenews.com\/"},{"@type":"ListItem","position":2,"name":"FHA Loans","item":"https:\/\/businessfinancenews.com\/category\/fha\/"},{"@type":"ListItem","position":3,"name":"FHA Inspection Requirements"}]},{"@type":"WebSite","@id":"https:\/\/businessfinancenews.com\/#website","url":"https:\/\/businessfinancenews.com\/","name":"Business Finance","description":"","publisher":{"@id":"https:\/\/businessfinancenews.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessfinancenews.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/businessfinancenews.com\/#organization","name":"Business Finance","url":"https:\/\/businessfinancenews.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessfinancenews.com\/#\/schema\/logo\/image\/","url":"https:\/\/businessfinancenews.com\/wp-content\/uploads\/2022\/09\/2022-09-22_03-50-50.webp","contentUrl":"https:\/\/businessfinancenews.com\/wp-content\/uploads\/2022\/09\/2022-09-22_03-50-50.webp","width":451,"height":59,"caption":"Business Finance"},"image":{"@id":"https:\/\/businessfinancenews.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/businessfinancenews.com\/#\/schema\/person\/3a086a2d2714be69553855d7b95f8c8f","name":"D Laidler","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessfinancenews.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/234034b128a4aaaba0ab0f466899423a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/234034b128a4aaaba0ab0f466899423a?s=96&d=mm&r=g","caption":"D Laidler"},"description":"I am David, economist, originally from Britain, and studied in Germany and Canada. I am now living in the United States. I have a house in Ontario, but I actually never go.\u00a0 I wrote some books about sovereign debt, and mortgage loans. I am currently retired and dedicate most of my time to fishing. There were many topics in personal finances that have currently changed and other that I have never published before. So now in Business Finance, I found the opportunity to do so. Please let me know in the comments section which are your thoughts. Thank you and have a happy reading.","sameAs":["https:\/\/businessfinancenews.com"],"url":"https:\/\/businessfinancenews.com\/author\/laidler\/"}]}},"taxonomy_info":{"category":[{"value":8,"label":"FHA Loans"}]},"featured_image_src_large":false,"author_info":{"display_name":"D Laidler","author_link":"https:\/\/businessfinancenews.com\/author\/laidler\/"},"comment_info":5,"category_info":[{"term_id":8,"name":"FHA Loans","slug":"fha","term_group":0,"term_taxonomy_id":8,"taxonomy":"category","description":"We explain the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-loan-requirements\/\" data-lasso-id=\"546\">FHA loan requirements<\/a> to obtain <a href=\"https:\/\/businessfinancenews.com\/fha\/\">FHA loans<\/a> in detail, with the <a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-loan-limits\/\" data-lasso-id=\"547\">current limits for this year<\/a>. We also go through the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-appraisal-guidelines\/\" data-lasso-id=\"548\">appraisal guidelines<\/a>, and moreover, we are worried about the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-peeling-paint\/\" data-lasso-id=\"549\">peeling paint and why it can be an issue<\/a>.\r\n\r\nCompleting forms is necessary, so we also study the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-case-number-format\/\" data-lasso-id=\"550\">number format of an FHA case<\/a>\u00a0and how to\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-ead\/\" data-lasso-id=\"551\">submit an FHA file<\/a>, how to complete the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/hud-92900-a\/\" data-lasso-id=\"552\">form HUD 92900<\/a>, the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-notice-to-homeowner\/\" data-lasso-id=\"553\">form for the FHA notice to the homeowner<\/a>, and the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-financing-addendum\/\" data-lasso-id=\"554\">FHA Financing Addendum<\/a>.\r\n<div id=\"ezoic-pub-ad-placeholder-633\" data-inserter-version=\"2\"><\/div>\r\nRegarding special housing programs, I would like to include the\u00a0<a href=\"https:\/\/businessfinancenews.com\/loans\/fha\/fha-back-to-work-program\/\" target=\"_blank\" rel=\"noopener\" data-lasso-id=\"555\">FHA Back To Work Program<\/a>.\r\n\r\nFurthermore, there are two conflicting situations that can occur that are the situation of a\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-conditional-commitment\/\" data-lasso-id=\"556\">conditional commitment<\/a>\u00a0and the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-identity-of-interest\/\" data-lasso-id=\"557\">identity of interest<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/\">FHA inspection requirements<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-checklist\/\">FHA inspection checklist<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/how-long-does-an-fha-appraisal-stay-with-the-property\/\">How long does an FHA appraisal stay with the property<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-appraisal-red-flags\/\">FHA appraisal red flags<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-family-member-definition__trashed\/\">FHA Family member definition<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-home-loans-mason-city-ia\/\">What is an HOA loan<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-home-loans-mason-city-ia\/\">FHA Home Loans Mason City IA<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-lenders\/\">FHA lenders<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/who-pays-for-fha-inspection\/\">Who Pays For An FHA Inspection<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/are-fha-inspections-hard-to-pass\/\">Are FHA Inspections Hard To Pass<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-appraisal-re-inspection\/\">FHA appraisal re-inspection<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/what-wont-pass-fha-inspection\/\">What Won\u00b4t Pass An FHA Inspection<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-deck-railing-requirements\/\">FHA deck railing requirements<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-streamline-refinance\/\">FHA Streamline Refinance<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-loan-limits-for-vermont\/\">FHA Loan Limits for Vermont<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-mortgage-insurance\/\">FHA Mortgage Insurance<\/a>.","parent":0,"count":29,"filter":"raw","cat_ID":8,"category_count":29,"category_description":"We explain the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-loan-requirements\/\" data-lasso-id=\"546\">FHA loan requirements<\/a> to obtain <a href=\"https:\/\/businessfinancenews.com\/fha\/\">FHA loans<\/a> in detail, with the <a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-loan-limits\/\" data-lasso-id=\"547\">current limits for this year<\/a>. We also go through the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-appraisal-guidelines\/\" data-lasso-id=\"548\">appraisal guidelines<\/a>, and moreover, we are worried about the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-peeling-paint\/\" data-lasso-id=\"549\">peeling paint and why it can be an issue<\/a>.\r\n\r\nCompleting forms is necessary, so we also study the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-case-number-format\/\" data-lasso-id=\"550\">number format of an FHA case<\/a>\u00a0and how to\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-ead\/\" data-lasso-id=\"551\">submit an FHA file<\/a>, how to complete the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/hud-92900-a\/\" data-lasso-id=\"552\">form HUD 92900<\/a>, the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-notice-to-homeowner\/\" data-lasso-id=\"553\">form for the FHA notice to the homeowner<\/a>, and the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-financing-addendum\/\" data-lasso-id=\"554\">FHA Financing Addendum<\/a>.\r\n<div id=\"ezoic-pub-ad-placeholder-633\" data-inserter-version=\"2\"><\/div>\r\nRegarding special housing programs, I would like to include the\u00a0<a href=\"https:\/\/businessfinancenews.com\/loans\/fha\/fha-back-to-work-program\/\" target=\"_blank\" rel=\"noopener\" data-lasso-id=\"555\">FHA Back To Work Program<\/a>.\r\n\r\nFurthermore, there are two conflicting situations that can occur that are the situation of a\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-conditional-commitment\/\" data-lasso-id=\"556\">conditional commitment<\/a>\u00a0and the\u00a0<a href=\"https:\/\/businessfinancenews.com\/mortgages\/fha-identity-of-interest\/\" data-lasso-id=\"557\">identity of interest<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-requirements\/\">FHA inspection requirements<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-inspection-checklist\/\">FHA inspection checklist<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/how-long-does-an-fha-appraisal-stay-with-the-property\/\">How long does an FHA appraisal stay with the property<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-appraisal-red-flags\/\">FHA appraisal red flags<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-family-member-definition__trashed\/\">FHA Family member definition<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-home-loans-mason-city-ia\/\">What is an HOA loan<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-home-loans-mason-city-ia\/\">FHA Home Loans Mason City IA<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-lenders\/\">FHA lenders<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/who-pays-for-fha-inspection\/\">Who Pays For An FHA Inspection<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/are-fha-inspections-hard-to-pass\/\">Are FHA Inspections Hard To Pass<\/a>?\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-appraisal-re-inspection\/\">FHA appraisal re-inspection<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/what-wont-pass-fha-inspection\/\">What Won\u00b4t Pass An FHA Inspection<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-deck-railing-requirements\/\">FHA deck railing requirements<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-streamline-refinance\/\">FHA Streamline Refinance<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-loan-limits-for-vermont\/\">FHA Loan Limits for Vermont<\/a>.\r\n\r\n<a href=\"https:\/\/businessfinancenews.com\/fha\/fha-mortgage-insurance\/\">FHA Mortgage Insurance<\/a>.","cat_name":"FHA Loans","category_nicename":"fha","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/posts\/24844"}],"collection":[{"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/comments?post=24844"}],"version-history":[{"count":3,"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/posts\/24844\/revisions"}],"predecessor-version":[{"id":24849,"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/posts\/24844\/revisions\/24849"}],"wp:attachment":[{"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/media?parent=24844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/categories?post=24844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessfinancenews.com\/wp-json\/wp\/v2\/tags?post=24844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}