{"id":21340,"date":"2022-11-09T01:59:40","date_gmt":"2022-11-09T00:59:40","guid":{"rendered":"https:\/\/ecreditdaily.com\/?p=9840"},"modified":"2022-11-09T01:59:40","modified_gmt":"2022-11-09T00:59:40","slug":"cashiers-check-versus-money-order","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/loans\/cashiers-check-versus-money-order\/","title":{"rendered":"cashier&#8217;s check versus money order"},"content":{"rendered":"<div readability=\"81.560687655344\">\n<p>Cashier\u2019s checks and money orders can be helpful if you are looking for a safer payment option than cash or personal checks or if your bank account is not available. There are some key differences.<\/p>\n<p>Cashier\u2019s check and money order have the biggest differences. Money orders tend to be cheaper, but they are easier to buy and are more reliable.<\/p>\n<h4>If you need a cashier\u2019s check<\/h4>\n<ul>\n<li>Purchases exceeding $1,000 are not possible<\/li>\n<li>The check can be paid for at least $10<\/li>\n<li>You have access to a financial institution and a bank account<\/li>\n<li>You need a little more protection<\/li>\n<\/ul>\n<h4>If you use a money order<\/h4>\n<ul>\n<li>Purchases of $1,000 and less are acceptable<\/li>\n<li>Spend on the money order or less<\/li>\n<li>You don\u2019t have financial access \u2014 or it\u2019s easier to buy elsewhere.<\/li>\n<\/ul>\n<p>This is how you can choose which one works best for your needs.<\/p>\n<h3>What Is The Best Time To Use a Cashier\u2019s Check vs Money?<\/h3>\n<p>Cashier\u2019s checks and money orders best serve large purchases. If you need to spend $5,000 on a car used, the seller will not accept a personal check. You will need another type of guaranteed payment if you don\u2019t want to carry large sums of cash.<\/p>\n<p>A cashier\u2019s check or official check is the best choice in this situation. Although many businesses won\u2019t accept money orders for amounts greater than $1,000, there is usually no limit to the amount that a cashier can cover.<\/p>\n<p>Cashier\u2019s checks and money order is a better option if you have to pay a 500 down payment for an apartment but can\u2019t use your personal check.<\/p>\n<h3>Which Is More Expensive, a Cashier\u2019s Check Or Money Order?<\/h3>\n<p>Money orders are usually cheaper.\u00a0Walmart offers the lowest prices on money orders. They charge a maximum of $88 for $1,000, with a valid government-issued ID.\u00a0The U.S. Postal Service charges $1.25 to $1.76 depending on the amount.\u00a0Banks charge about $5.<\/p>\n<p>Cashier\u2019s checks of any amount will cost you around $10<\/p>\n<p>A certain bank account is eligible for exemptions from fees by banks and credit unions.<\/p>\n<h3>Which One Is Easier To Buy?<\/h3>\n<p>It is easier to order money orders.\u00a0Money orders can be purchased at banks, post offices, and other retail outlets.\u00a0Are you looking for milk in a supermarket?\u00a0A customer service counter could let you pick up a money order.<\/p>\n<p>Cashier\u2019s checks are available from only a financial institution where you are a member.<\/p>\n<p>You won\u2019t be able to purchase either of these items online. Many issuers require you to visit a physical place to purchase a cashier\u2019s check vs money order. You could request that your recipient send money online if this is not possible. Venmo does not charge for users to pay with a pre-paid debit card. This is usually free if you have a bank account.<\/p>\n<h3>Which Is Safer: Money Order Or a Cashier\u2019s Check?<\/h3>\n<p>Cashier\u2019s checks are a bit safer.\u00a0You can recover your money if you lose your cashier\u2019s or money order or it is stolen.\u00a0This makes them safer than carrying cash.<\/p>\n<p>A money order is where the buyer fills out the receiver\u2019s name, similar to writing a cheque.\u00a0Learn\u00a0how to make a check.\u00a0Anyone could cash your money order if you forget to fill it in.\u00a0You will not get your money back if someone cashes a money order.<\/p>\n<p>You can contact the police to report fraudulent cashing of a cashier\u2019s or money order.<\/p>\n<p>Cashier\u2019s checks provide a little more protection because the financial institution fills in the \u201cpay to\u201d line and not the buyer.\u00a0A financial institution\u2019s official check may appear more trustworthy to the recipient than a money order at your local 24-hour markets.\u00a0Both options are good ways to ensure payment.<\/p>\n<p>\u00a0<\/p>\n<h3>Tags<\/h3>\n<p>convenience stores<br \/>credit score<br \/>issued by a bank<br \/>student loans<br \/>purchase a money order<br \/>checking account<br \/>large payments<br \/>buy a money order<br \/>credit card reviews<br \/>forms of payment<\/p>\n<div class=\"abh_box abh_box_down abh_box_business\">\n<div class=\"abh_tab_content\">\n<section class=\"vcard author abh_about_tab abh_tab\" itemscope itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\" readability=\"4.1447368421053\">\n<div class=\"abh_image\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <noscript><\/noscript> <\/div>\n<div class=\"abh_text\" readability=\"35.921052631579\">\n<p>Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth\u00a0knowledge of all things financial, he is a great asset to Greendayonline.<\/p>\n<\/div>\n<\/section>\n<section class=\"abh_posts_tab abh_tab\">\n<div class=\"abh_image\"><noscript><\/noscript><\/div>\n<div class=\"abh_text\" readability=\"11.935\">\n<div class=\"abh_name\" readability=\"5.7435897435897\">Latest posts by Jason Rathman <span class=\"abh_allposts\">(see all)<\/span><\/div>\n<\/div>\n<\/section>\n<\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cashier\u2019s checks and money orders can be helpful if you are looking for a safer payment option than cash or personal checks or if your bank account is not available. There are some key differences. Cashier\u2019s check and money order have the biggest differences. Money orders tend to be cheaper, but they are easier to<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>cashier&#039;s check versus money order - Business Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessfinancenews.com\/loans\/cashiers-check-versus-money-order\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"cashier&#039;s check versus money order - Business Finance\" \/>\n<meta property=\"og:description\" content=\"Cashier\u2019s checks and money orders can be helpful if you are looking for a safer payment option than cash or personal checks or if your bank account is not available. 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