{"id":21267,"date":"2022-11-08T02:38:42","date_gmt":"2022-11-08T01:38:42","guid":{"rendered":"https:\/\/ecreditdaily.com\/?p=9657"},"modified":"2022-11-10T19:30:27","modified_gmt":"2022-11-10T18:30:27","slug":"stop-paying-payday-loans-legally","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/loans\/stop-paying-payday-loans-legally\/","title":{"rendered":"stop paying payday loans legally"},"content":{"rendered":"<div id=\"post-17443\">\n<div class=\"entry-content\" readability=\"51.439767282683\">\n<p>People don\u2019t like dealing with insurmountable debt. Every year, nearly 12 million individuals take out payday loans to pay off other obligations and cover unforeseen needs. If you feel stuck, there are answers. This article will help you to get rid of this debt once and for all. You can learn how to eliminate payday loans.<\/p>\n<h2>What happens if I don\u2019t pay my payday loans on time?<\/h2>\n<p>Payday loan default can result in you being charged high fees and penalties for late payment. Payday loan lenders will take money from your bank account each pay period. You could end up paying overdraft fees if you fail to pay the amount owed. This could result in you not being able to cover essential expenses like childcare, transportation, and utilities. You will also have to deal with harassing calls from payday loan debt collectors.<\/p>\n<h2>How to Get Out of Payday Loan Debt<\/h2>\n<p>There are several ways to get out of this type of debt. An extended payment plan is the first. This arrangement allows you to repay the loan in a set number of installments. You will need to reach an agreement with your payday lender in order to do this. And be charged extremely high fees or penalties if you violate this agreement.<\/p>\n<p>You can also borrow money to repay your original lender. Although this isn\u2019t the best option, it can help you save a lot of money on penalties and late fees. You can also use a personal loan to pay your payday lender debt consolidation loan. You can borrow the money from someone you know or from your family. Filing for bankruptcy is an option.<\/p>\n<h3>Tags<\/h3>\n<p>credit counseling, interest rate, debt relief, credit union, credit score, debt settlement<br \/>financial services, credit counselor, loans with bad credit, credit card debt, consumer financial protection bureau, additional fees, federal trade commission, payday lenders<\/p>\n<div class=\"abh_box abh_box_down abh_box_business\">\n<div class=\"abh_tab_content\">\n<section class=\"vcard author abh_about_tab abh_tab\" itemscope itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\" readability=\"4.1447368421053\">\n<div class=\"abh_image\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <noscript><\/noscript> <\/div>\n<div class=\"abh_text\" readability=\"35.921052631579\">\n<p>Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth\u00a0knowledge of all things financial, he is a great asset to Greendayonline.<\/p>\n<\/div>\n<\/section>\n<section class=\"abh_posts_tab abh_tab\">\n<div class=\"abh_image\"><noscript><\/noscript><\/div>\n<div class=\"abh_text\" readability=\"11.935\">\n<div class=\"abh_name\" readability=\"5.7435897435897\">Latest posts by Jason Rathman <span class=\"abh_allposts\">(see all)<\/span><\/div>\n<\/div>\n<\/section>\n<\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>People don\u2019t like dealing with insurmountable debt. Every year, nearly 12 million individuals take out payday loans to pay off other obligations and cover unforeseen needs. If you feel stuck, there are answers. This article will help you to get rid of this debt once and for all. You can learn how to eliminate payday<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>stop paying payday loans legally - Business Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessfinancenews.com\/loans\/stop-paying-payday-loans-legally\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"stop paying payday loans legally - Business Finance\" \/>\n<meta property=\"og:description\" content=\"People don\u2019t like dealing with insurmountable debt. 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