{"id":18667,"date":"2022-09-16T18:00:14","date_gmt":"2022-09-16T16:00:14","guid":{"rendered":"https:\/\/blinkx.com\/?p=8451"},"modified":"2022-09-25T12:37:55","modified_gmt":"2022-09-25T11:37:55","slug":"kikoff-reviews","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/money\/kikoff-reviews\/","title":{"rendered":"kikoff reviews"},"content":{"rendered":"
Tired of being stuck with a low credit score or having no idea what a credit building app can do for you?<\/p>\n
Kikoff is probably one of the best credit building tools for fast results. You can see your credit score increase in as little as 3 months (And see it show up on your credit report in 6 weeks).<\/p>\n
Like myself, I needed to establish credit and never understand what bad credit can really do to you.<\/p>\n<\/div>\n
If you purchase through our partner links, we get paid for the referral at no additional cost to you! For more information, visit my\u00a0<\/em>disclosure<\/em><\/strong> page.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n I luckily started a credit repair business and now review different credit repair software and tools.<\/p>\n In this Kikoff review, I’ll show you the ins and outs of this credit-building app, and how it can help you achieve your financial goals.<\/p>\n So, whether you’re looking to build your credit score quickly, or just want a tool that will help you stay on top of your credit report, this might be the credit repair tool for you.<\/p>\n<\/div>\n Kikoff is a leading provider of credit-building products designed to help you increase your credit score and build your credit history.<\/p>\n Their innovative credit account and credit builder loan is an ideal starting point for anyone looking to establish or improve their credit profile.<\/p>\n This line of credit leverages a variety of financial products and reliable payment history to help you build skills and achieve your financial goals.<\/p>\n Whether you are just getting started or working to bump up your current score, Kikoff offers a range of tools that can help you achieve success.<\/p>\n So if you’re looking for smart ways to build credit, you can definitely leverage this app.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n Kikoff is an affordable credit-building tool that offers a variety of financial products to help you improve your credit score.<\/p>\n The app provides a revolving line of credit, so you can make small, manageable payments each month and gradually increase your credit limit over time.<\/p>\n Kikoff also has a credit builder loan which is up to a $500 line of credit and reports to the major credit bureaus.<\/p>\n This can help you improve your credit score quickly and efficiently.\u00a0<\/p>\n<\/div>\n Most credit builder loans will provide you with a loan amount and that’s it. Kikoff will provide you with a suite of credit products that will provide you with financial protection for the future.<\/p>\n How? Not only do they provide you with credit report updates, but the kickoff loan monthly installments can also stay active for as long as you want to pay.<\/p>\n This is a big benefit if you want to establish credit or improve your score in the long term and so you never have to worry about poor credit scores.<\/p>\n<\/div>\n Credit Utilization: <\/strong>Kikoff credit account offers a revolving line of credit. This can help you keep your balances low and improve your credit utilization ratio, which is 30% of your credit score.<\/p>\n Payment History<\/strong>: Kikoff’s products report to the major credit bureaus, so you can establish a positive payment history and improve your credit score over time.<\/p>\n Account Age: <\/strong>You can build your account age since there is no end to Kikoff’s line of credit.<\/p>\n Credit Mix: <\/strong>Kikoff offers a variety of credit products, so you can improve your credit mix and diversify your credit portfolio.<\/p>\n<\/div>\n In order to get started, all you need to do is create an online account and provide your social security number.<\/p>\n Once you’re approved, Kikoff will provide you with a credit line of $500 and you will purchase a financial product from the Kikoff store (You’ll also need to link your bank account through Plaid).<\/p>\n Most people start off with their $24 loan which you will need to pay $2 per month and set up autopay (In order to get approved since there is no credit check).<\/p>\n<\/div>\n Side note:<\/strong> I chose the $2\/month installment loan as well and it actually shows up on my credit report!<\/p>\n<\/div>\n<\/div>\n<\/div>\n Important: <\/strong>Make sure to download the app on the apple or google play store.<\/p>\n<\/div>\n The co-founders of Kikoff are Cynthia Chen and Christophe Chong, two financial experts that saw the need for a credit-building platform that was affordable, reliable, and simple to use.<\/p>\n<\/div>\n Whether you’re looking to build or improve your credit score, Kikoff is definitely worth considering.<\/p>\n With flexible payment options and no end date on your line of credit, it’s easy to see why thousands of people have started using this financial tool.<\/p>\n<\/div>\n The co-founders envisioned an app that could provide financial literacy to the users and help them make smarter decisions with their money.\u00a0<\/p>\n<\/div>\n Kikoff is only $2 per month, making it one of the most affordable credit-building tools on the market.<\/p>\n There are no hidden fees or charges, so you can be sure that you’re getting your money’s worth.<\/p>\n Seriously, it’s a personal finance game changer. There is no administration fee or greedy financial institution behind Kikoff.<\/p>\n<\/div>\n Here are a few pricing perks:<\/strong><\/p>\n You’ll need to make sure you are making on-time payments since they report every month to the credit bureaus.<\/p>\n<\/div>\n Since Kikoff reports to the major credit bureaus and is competing with all other credit builders, they have to offer some unique features to be the best.\u00a0<\/p>\n<\/div>\n Here are some of Kikoff’s key features:<\/strong><\/p>\n It never expires: Most credit builder tools have an end date, but this one doesn’t. You can easily setup up autorenewal.<\/p>\n You can keep your account active for as long as you want and continue to build your credit score.<\/p>\n Credit Builder Loan: <\/strong>One of Kikoffs new credit building options is their loan. You can start saving $10 for 12 months.<\/p>\n Mobile App: <\/strong>With the online mobile app, you can easily check your credit score, view products, and receive notifications.<\/p>\n Access To Digital Coaches: <\/strong>Get full access to online courses, personal finance tools, and articles.<\/p>\n<\/div>\n You can contact support and know that when you close your account, your credit score will drop because it will no longer be reported to the credit bureaus.<\/p>\n This is caused by the age of the account, not by your relationship with Kikoff.\u00a0<\/p>\n<\/div>\n Kikoff can take up to six weeks to reflect on your credit report and this is what I have also noticed on my own report.<\/p>\n At least you can feel comfortable knowing that you’re making timely payments and building your credit score over time.<\/p>\n<\/div>\n In order to report to all three credit bureaus, you’ll need both products that Kikoff offers.<\/p>\n This would be the monthly credit membership and credit builder loan.<\/p>\n<\/div>\n Yes, Kikoff is completely legit and will show up on credit reports as “Kikoff Lending”.<\/p>\n You can also view their reviews online or search for other people’s experiences on YouTube.<\/p>\n<\/div>\n Yes, It’s worth it If you’ve never built your credit score and are starting from scratch. Kikoff is one of the few credit builders that is very affordable.<\/p>\n Kikoff could help you reach your financial goals sooner than later. It’s great a service to promote if you offer credit counseling.<\/p>\n<\/div>\n Yes, they have a mobile app that you can download for free on the App Store or Google Play Store.<\/p>\n The app allows you to access your account, make payments, view your credit score, and more.<\/p>\n<\/div>\n There are a few Kikoff alternatives that are worth mentioning:<\/p>\n If you can use more than one, it can be very helpful in building up your credit score.<\/p>\n<\/div>\n If you’re looking to build your credit score fast, Kikoff is one of the best options on the market.<\/p>\n With affordable pricing and a variety of features, it’s an excellent choice for anyone who wants to improve their financial health.<\/p>\n So what are you waiting for, stop reading this Kikoff review and sign up today!<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":" Tired of being stuck with a low credit score or having no idea what a credit building app can do for you?Kikoff is probably one of the best credit building tools for fast results. You can see your credit score increase in as little as 3 months (And see it show up on your credit<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[52],"tags":[],"yoast_head":"\nKikoff Credit Overview<\/strong><\/h2>\n
Pros:<\/h3>\n
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Cons:<\/h3>\n
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Conclusion:<\/h3>\n
What is Kikoff?<\/strong><\/h2>\n
How Does Kikoff Increase Your Credit Score?<\/strong><\/h3>\n
Here is how Kikoff makes building credit easier:<\/h4>\n
How To Get Started Using Kikoff<\/h3>\n
Who Created Kikoff?<\/strong><\/h3>\n
How Much Does Kikoff Cost?<\/strong><\/h2>\n
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Kikoff Features<\/strong><\/h2>\n
Kikoff FAQ<\/strong><\/h2>\n
How Can I Cancel Kikoff?<\/strong><\/h3>\n
How Long Does Kikoff Take To Appear On My Credit Report<\/strong><\/h3>\n
Does Kikoff Report to all 3 major credit bureaus?<\/strong><\/h3>\n
Is Kikoff Legit?<\/strong><\/h3>\n
Is Kikoff Worth it?<\/strong><\/h3>\n
Does Kikoff Have An App?<\/strong><\/h3>\n
Kikoff Alternatives<\/h3>\n
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Final Thoughts <\/strong><\/h2>\n