{"id":17676,"date":"2022-08-05T20:00:33","date_gmt":"2022-08-05T19:00:33","guid":{"rendered":"https:\/\/businessfinancenews.com\/?p=17676"},"modified":"2022-08-05T20:00:35","modified_gmt":"2022-08-05T19:00:35","slug":"embedded-lending","status":"publish","type":"post","link":"https:\/\/businessfinancenews.com\/loans\/embedded-lending\/","title":{"rendered":"Embedded Lending"},"content":{"rendered":"\n
Embedded lending refers to financial lending offered by non-financial institutions.<\/p>\n\n\n\n
For example, Apple recently\u00a0announced the launch of Apple Pay Later, a BNPL service that lets customers split the cost of any purchase into four installments.<\/p>\n\n\n\n
Interest in embedded lending is growing because it enables any company to access a secure infrastructure for lending and immediately\u00a0start offering financing for customers<\/a>.<\/p>\n\n\n\n Currently,\u00a0the most popular form of embedded lending<\/a>\u00a0is BNPL.<\/p>\n\n\n\n BNPL transaction volumes hit $120B last year<\/a>, making it one of the fastest-growing segments within the consumer finance industry.<\/p>\n\n\n\n But embedded lending is also becoming popular in a B2B setting, specifically in the form of offering SMBs faster access to capital.<\/p>\n\n\n\n Merchant cash advances, working capital term loans and revenue-based financing<\/a>\u00a0are emerging as B2B embedded financing solutions.<\/p>\n\n\n\n What\u2019s next:<\/strong> Search volume for \u201cembedded finance\u201d has grown by 566% over the last 24 months.<\/p>\n\n\n\n Some VCs describe embedded finance as essentially \u201cmaking every company a fintech company<\/a>.\u201d<\/p>\n\n\n\n A growing number of startups are now offering embedded finance solutions, further accelerating this trend.<\/p>\n\n\n\n Highnote,\u00a0Weavr\u00a0and\u00a0BharatX\u00a0are examples of startups offering similar solutions.<\/p>\n\n\n\n Embedded investment,\u00a0embedded insurance\u00a0and\u00a0embedded payments\u00a0are examples of trending embedded finance tools.<\/p>\n\n\n\n Embedded finance is likely to become more mainstream, considering it\u00a0is on track to become a $7T industry by 2030<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" Embedded Lending Embedded lending refers to financial lending offered by non-financial institutions. For example, Apple recently\u00a0announced the launch of Apple Pay Later, a BNPL service that lets customers split the cost of any purchase into four installments. Interest in embedded lending is growing because it enables any company to access a secure infrastructure for lending … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[],"yoast_head":"\n
Embedded lending is part of the Embedded Finance meta trend.<\/p>\n\n\n\n