Advance Financial Reviews

Advance Financial Online Line Of Credit

Advance Financial offers online FLEX Loans in all 50 states of the United States, allowing consumers to take out money when they need it and pay it back at a fair rate. They also offer installment loans in several areas, as well as other services including money transfers and bill payments.


  • No collateral is required.
  • Customer assistance is available 24 hours a day, 7 days
  • Terms that are adaptable
  • Application and approval over the internet


  • The costs are prohibitively expensive.
  • Not all states have this option.


Residents of certain states can use Advance Financial’s online loan services. However, loans carry large fees and are expensive kinds of borrowing. Customer support is available 24 hours a day.

What is Advance Financial, exactly?

Residents of 13 US states may get fast, online FLEX loans from Advance Financial. A FLEX loan allows an applicant to take out any amount between $25 and $4,000 at any time and then repay the loan, plus fees and interest, inconvenient installments that correspond to the borrower’s pay date.

An ID photo and proof of income are required for a FLEX Loan. If you are accepted for a FLEX Loan, they will deposit cash into your bank account the next business day.

In Alabama, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Utah, Virginia, and Wisconsin, Advance Financial provides online FLEX Loans. Throughout Tennessee, in-store service is provided. In Mississippi, Texas, and Wisconsin, Advance Financial offers installment loans.

Interest rates on financial loans and other costs

Annual percentage rates for Financial FLEX Loans vary according to the state in which the borrower resides, but they often range from 240 percent to 360 percent.

The FLEX Loan payment date is aligned with your pay date at Advance Financial. You have the option of paying any amount less than the minimum payment up to the full amount owing on the due date. Remember that making your payment on time has a direct impact on the total financing charges for the loan.

When you pay off your loan early, Advance Financial does not charge you any fees. Visit the website to learn more about the interest rates and fees in your state.

Frequently Asked Questions

Is it possible for Advance Financial to run a credit check?

When you apply for a FLEX Loan or an installment loan, Advance Financial does a credit check. You’ll also need a government-issued photo ID and proof of income.

How does the FLEX Loan from Advance Financial work?

Depending on your credit limit, the Advance Financial FLEX Loan allows you to withdraw any amount between $25 and $4,000 at any time. Repay the loan with fees and interest on due dates. They are usually scheduled to coincide with your payday. When you pay, you can withdraw funds as much as you like up to the credit limit.

What happens if I don’t make my Advance Financial payments?

Interest will continue to accumulate if you do not repay. Advance Financial may submit your account to a collection agency at any time.

How long will it take for Advance Financial to approve a credit application?

According to Advance Financial’s website, upon loan approval, they will send the money to your account within a day.

Are you looking for a payday loan?

Advance Financial offers FLEX Loans that are not the same as a payday loan. FLEX Loans are available, as well as installment loans, which have longer periods.

Where can I look for Advance Financial?

They offer loans in Alabama, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin.

Is Advance Financial a reputable company?

Advance Financial is a legal way to get fast cash online without putting up any kind of collateral. It appeals to individuals who need to borrow because of its flexible, 24-hour loan service. However, the high charges and rates of interest must be understood before signing the loan contract.

How do I know I can trust these Advance Financial testimonials?

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Jason RathmanJason Rathman
Jason Rathman
Financial Expert at GreenDayOnline
Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.
Jason RathmanJason Rathman
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