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How Long After A Bankruptcy Can I Buy A Home

How Long After A Bankruptcy Can I Buy A Home? How long after a bankruptcy can I buy a home? A bankruptcy can affect many aspects of your life, not just in the present, but for many years into the future as well. Unfortunately, that includes how soon you can qualify for a home loan. … Read more

Are You Liable For Unauthorized Debit Card Charges

Are You Liable For Unauthorized Debit Card Charges? are you liable for unauthorized debit card charges. A number of federal and state laws protect you when it comes to payments and billing. The Fair Credit Billing Act (FCBA), for example, holds creditors to truthful and fair billing practices. This act, along with the Electronic Fund Transfer Act (EFTA), also … Read more

Car Loan Statistics

Car Loan Statistics car loan statistics. Purchasing a car isn’t cheap—for many Americans, it’s a significant expense that often comes with a heavy financial burden. But for most, access to a car is necessary to carrying out many of life’s essential activities, such as getting to and from work and buying groceries. Car ownership requires … Read more

What Affects Your Credit Score

What Affects Your Credit Score? what affects your credit score? The five factors that impact your credit score the most are payment history, credit utilization, length of your credit history, your credit mix and any new lines of credit. Many people have an idea about how credit scores work, but there are also quite a … Read more

What Credit Score Is Needed To Buy A Car

What Credit Score Is Needed To Buy A Car? what credit score is needed to buy a car If you have bad credit, you probably already know that financing major purchases isn’t easy. The good news is that it’s possible to buy a car with almost any credit score. Unfortunately, buying a car with bad credit will … Read more

Student Loan Forgiveness Jobs

Student Loan Forgiveness Jobs Student Loan Forgiveness Jobs. If you’re struggling with student loan debt, it’s good to know that you’re not alone. According to the Education Data Initiative, student loan debt in the United States totals over $1.7 trillion. It’s one of the primary financial issues that young people face, and even people from Generation X … Read more

Is Credit Repair Worth It

Is Credit Repair Worth It? is credit repair worth it? If you’ve ever struggled with your credit, you may have wondered if it’s possible to get back on track. Managing credit cards, loans and other bills all at once can be difficult—and that’s not even counting the trouble of keeping up with your credit report … Read more

Types Of Credit

Types Of Credit types of credit. The three types of credit are installment credit, revolving credit and open credit. Although all credit lets you borrow money and pay back later, each type of credit works slightly differently. Installment credit provides borrowers with a lump sum that they must pay back with interest over time following a … Read more

Free FICO Credit Score

Free FICO Credit Score free fico credit score. Some institutions give out your credit score for free, while others charge a fee. This might have you wondering: What’s the catch? And are free credit scores accurate? The short answer is usually, yes. But you might find that some free credit scores don’t match your expectations, or maybe … Read more

Gross Income vs. Net Income

Gross Income vs. Net Income Gross Income vs. Net Income. The difference between gross income and net income is that one is essentially your paycheck before taxes, and the other is your paycheck after taxes are taken out. In general, gross income refers to the total amount your employer agrees to pay, before deductions. Net … Read more