FHA Identity Of Interest Guidelines

FHA Identity Of Interest: When Is The 15% Down Payment Applicable? In this article, I explain thoroughly the new and updated FHA identity of interest guidelines, that enforce borrowers to declare this identity of interest (Source) and provide a downpayment of fifteen percent (15%) of the value of the object acquired with an FHA mortgage … Read more

Midamerica Bank Credit Card

MidAmerica Bank Credit Cards MidAmerica bank (1) offers the traditional services of a financial depository institution, including the receipt of monetary deposits (4); the financing of residential housing, commercial (5), and consumer loans (3); and other types of credit transactions (2). MidAmerica Bank Credit Cards: There are two credit cards from this institution: Visa Platinum … Read more

DCU Credit Cards

DCU Credit Cards The most important feature regarding DCU credit cards is that all these three products, despite their different attributes (5), have a zero fee for balance transfers (1) (except the secured card option (4) ), no annual fee (3), and zero for cash advances (2). All DCU credit cards now hold an EMV … Read more

MidFirst Credit Cards

MidFirst Credit Cards Review There are three MidFirst credit cards that I would like to review now. There are three Visas that are tailored to cater to users that need lower APRs (1), obtain rewards (6), improve credit (2), or directly build credit from scratch (4). These options satisfy different users with different requirements (3), … Read more

First Choice Credit Cards

First Choice Credit Cards The First Choice credit cards are MasterCard products: Gold, Classic, and Classic Secured. All these three products allow a grace period on purchases that is also interest-free (25 days), the opportunity to perform balance transfers, and retrieve a cash advance worldwide in ATMs. MasterCard Classic Secured: 15.9% APR fixed rate. This … Read more

Celtic Bank Credit Cards

Celtic Bank Credit Cards We will discuss here the Celtic Bank credit cards where we would like to study now the Reflex Mastercard. It is issued by Celtic Bank and is designed for those who either do not have a great credit score or those who have not yet established credit. You can apply if … Read more


Robinhood Review Robinhood is for us the best brokerage service for beginners (10) in online trading (1) despite being relatively new in the market (8). Once again this year we consider that Robinhood and their premium program Robinhood Gold represent the best option for a beginner who is looking for a broker to start investing … Read more


Firstrade Review Firstrade is a discount stockbroker (1).  It is regulated by federal agencies regarding security exchange (5) as the SEC Security Exchange Commission (6) (7) and FINRA (8). Firstrade is a brokerage service recommended for those investors who prefer not to pay commissions for trading (2) and those operators who focus exclusively on the … Read more